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Why A Vehicle Title Loan Is Such A Fast Way To Borrow

When it comes to borrowing money, you usually want an option that’s quick and efficient to ensure you get the most out of your investment. Here’s why a vehicle title loan is such a quick way to borrow and why you might want to consider it. Car title loans use your car’s lien-free title as collateral to secure the loan, making the process of getting one much faster than other loans through traditional methods.

If you have all the items ready to go, we here at Southwest Title Loans make sure we have fast turnaround times and excellent customer service. There are a number of reasons you might consider turning to a title loan if you need emergency cash quickly, and in this article, we’ll focus on why they’re such an efficient option to consider when you need help handling your emergency expenses.

What Exactly Are Title Loans

Let’s first discuss a vehicle title loan as a whole so that you can understand why the process is so streamlined. Title loans are a secured type of loan with a clear process that everyone will follow when they come see us. When it comes to what we need to determine, we want to make sure to make it easy so that you aren’t caught by surprise. Basically, we are looking to determine the following things:

  • Determine if your car title has a lien.
  • Determine the validity of your identification.
  • Determine the value of your vehicle.
  • Determine the condition of your vehicle.

As such, if you’ve got everything you need, then it’s quite likely that you can speed through the process for a vehicle title loan to find out quickly if you qualify for approval. Of course, individual circumstances may vary, and we here at Southwest Title Loans make our decisions are based on a case-by-case basis, but the highly organized nature of title loans is what makes them so quick to get.

man happy about fast car title loans

Reasons That Make Title Loans So Simple And Fast

The Process Is Quick To Get Through

Oftentimes, traditional loans can be very slow to apply for, with a lot of red tape you have to wade through before you can actually submit an application. With Southwest Title Loans, you can submit your inquiry online first to get your basic information across. And once we’ve started the in-person process, the entire thing could be around 30 minutes. It’s just that simple to get started on a vehicle title loan.

Our Requirements Are Short And Simple

Additionally, you don’t need to wade through an endless sea of paperwork to take out a loan with us. This is also what makes getting a vehicle title loan so quick and easy. We have some fairly straightforward requirements that will take you minutes to gather and bring in for us to assess. In fact, we only require you to bring in three items. Here’s what we’ll need to see to determine if you qualify for approval:

  • Your driver’s license or valid state-issued photo ID – We need to see your driver's license or state-issued photo ID to determine that you are above the age of 18.
  • Your lien-free car title – Your car title serves as the collateral that we will place a lien on. This means your title must be lien-free before you can come see us.
  • Your car itself – While we don’t keep your vehicle, we use it to determine how much we could lend you. We also use a nationally recognized pricing guide to determine the resale value.

You Get The Money Quickly

The last thing that makes our vehicle title loan quick is how fast we can get you the money. Once we’ve decided if you qualify for approval, all you have to do is finish some paperwork. Once you are done with that paperwork and you understand everything, you can get your money either the same day or the next bank business day! Keep in mind that, once you have that money, we strongly recommend you use the loan to help with emergency situations like the following:

  • Your home or car needs urgent repairs.
  • You have emergency medical bills to cover.
  • You have emergency travel costs to pay for.

money quickly for vehicle title loan

How To Get Started On The Process

Since you now understand what makes getting a vehicle title loan so quick, you are ready to begin the process. The good thing is – as we said above – we’ve made sure to make the process quick and easy. In fact, the vehicle inspection itself won’t take too long, so you will get your answer sooner rather than later. And you can have us come meet you if you’d rather not come to one of our Arizona vehicle title loans locations near me. Here is a quick breakdown of our process:

  1. Complete and sign the online form on our website.
  2. Wait for an associate to call you back and schedule an appointment.
  3. At the appointment, present your required items for inspection.
  4. If qualified for approval, receive the cash.

Get Your Speedy Loan Today!

When it comes to getting a loan, you might think that all of them are complicated and not quick enough. However, if you own your car outright and need some quick cash for a short-term emergency, then a vehicle title loan is a viable option worth your consideration. After all, they’re quick, efficient, and highly trustworthy, especially when you entrust your loans to a reputable company like Southwest Title Loans. Fill out the online form on our website to begin the process today.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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