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The Basics to Know About Your Arizona Vehicle Title

April 13, 2022 | Louis Tully

getting car title 

When you buy a car in Arizona, you have fifteen days to apply for an Arizona vehicle title, or else you face a penalty. You can request an online title transfer. You can also contact the Motor Vehicle Division (MVD) office. You can also go through an authorized third-party provider.

If your vehicle has been registered in a different state, you have to re-register it in Arizona as soon as you establish residency. Otherwise, it is illegal to operate the vehicle in Arizona. This article will help you understand everything you need to know about what a vehicle title is.

What Is a Vehicle Title?

An Arizona vehicle title is a document that establishes legal ownership of a vehicle. This is one of the most important documents to possess for your vehicle.

How to Transfer Registration and Titles

To transfer your Arizona vehicle title and registration from another person to yourself or vice versa, there are a few things that you need:

  • Your title and registration application; completed and signed
  • Your vehicle title; signed and notarized
  • A lien release, if there is a lien on the title. If there is an unpaid lien on the title, written permission from the lien holder needs to be given to transfer the title.
  • Any relevant title and registration fees
  • Any other relevant documents. These can include certified copies of power of attorney papers, or personal representation papers.

Electronic Vehicle Titles

You no longer have to hold on to a paper copy to keep track of your vehicle title. Nowadays, you can get an electronic copy of your vehicle title.

Your title and registration information are stored electronically by the state and you are no longer given a paper copy automatically. Now you must request it. This is also true for when you finish paying off a lien on a title.

If you need a title to move out of state, or for another reason, you can request a paper copy of your vehicle title. You can do this with the Title Replacement service through the Arizona Motor Vehicle Division.

Arizona Vehicle Title Frequently Asked Questions

How Do I Apply for A Duplicate Title? Is There a Fee?

You can apply for a duplicate title if the original one is lost or damaged. You can apply for a duplicate online or in person. You will need to file a Title and Registration Application and pay a $4 fee.

When you do this, you may change your address and the address that which the vehicle is registered.

Can You Change the Name on The Title?

This is the same process as transferring a title. If there is a lien on the title, you must have written permission from the lienholder to change the name on the title.

How Do You Add or Delete a Lien on A Title?

To do this you have to complete the title application with the relevant lien information. Submit this with your current title and pay the $4 fee to obtain a lien release. You also need the following:

  • The full signature of the person or agent who has the lien
  • Notarization that the lien has been paid off
  • The date that the lien was completely paid off
  • A complete description of the vehicle
  • Year it was manufactured
  • Make and model
  • Vehicle Identification Number (VIN)

Getting Help with a Vehicle Title Loan

Once you have a lien-free title to your vehicle, you have the option of using your title to apply for a vehicle title loan. This is a type of short-term loan that uses your vehicle’s title as loan collateral.

This is one option that you can consider when you need fast cash to cover a major emergency expense such as home or vehicle repair. You can also use it to cover urgent medical or utility bills.

Items Required

There are just a few things that you need to apply for a loan using your Arizona vehicle title. The only things that you need are:

  • A driver’s license or another form of valid government-issued photo ID
  • Proof of your income level
  • Proof of residency in the state of Arizona
  • The vehicle title in your name

Application Process

The process of applying for a vehicle title loan is simple:

lady with phone and cash

Final Thoughts

What is a vehicle title? It is the legal documents that establish ownership of a vehicle. In Arizona, you have fifteen days to apply for a title after you buy a vehicle. If you fail to apply for the title within these fifteen days, you will face a penalty. There are a few ways that you can do this. You can go through an authorized third-party provider, you can go through the Motor Vehicle Division Office, or you can request the title online.

You can also use your Arizona vehicle title to apply for a title loan.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

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