7 Super Fast Ways You Can Get Cash Quick Today
September 3, 2021 | Emma Frost
If you need to get cash quick then one of these 7 options could help. While many of us hope that they will never happen, there are times when unexpected emergency expenses occur. This may include medical bills, repair bills, or even a bill that is on the brink of being late. Some people may have savings that they can tap into. Others may need to look into other options to get cash quick, like these 7 ideas below.
Remember These 7 Options If You Need To Get Cash Quick
1. Ask Friends And Family Members
Some friends or family members may be able to help you with short-term expenses. They may be able to provide you with quick cash that could tide you over to your next payday. If your friends or family members are willing to help you get cash quick, then you could get the money that you need in your account almost instantly.
2. Sell Your Possessions Online
If you have any unwanted possessions in your home, then you could sell them online. Put them on Craigslist or Facebook Marketplace and you may be able to sell them the same day.
If you need cash very quickly, then you may even want to consider selling your possessions to a local pawn store. You may end up getting a little bit less than what the items are worth, but at least you can get cash quick.
3. Look For Jobs That 'Pay Today'
There are plenty of online jobs that may pay the same day. You could look for freelance work online. Some customers will be more than happy to pay you a fraction of the cost upfront. Of course, make sure that you complete the work on time so you aren't dealing with chargebacks later on.
4. Ask Your Employer For A Pay Advance
There are some employers that will have certain programs where they can provide a cash advance. If they don't, some companies may be willing to pay their most loyal employees 'up-front'.
It certainly can't hurt to ask. Although, do bear in mind that you will often need to be working in a certain position for a while before these programs are open to you. You can't just start a new job and ask for a pay advance right away.
5. Borrow From Your Retirement Account
If you have a retirement account, you may be able to borrow from it. This can work with both 401(K) and IRAs. If you borrow from an IRA, then the money will need to be repaid within 60-days. If you borrow against your 401(K) then the money will need to be repaid within 5-years.
However, you will have to pay something back every 60-days. Most of these loans can be paid to you the same day. In rare cases, they may take a couple of days to be approved. In either case, for those that are looking to get cash quick, they could be an option.
6. Borrow Against Your Life Insurance Policy
This won't apply to all life insurance policies, so make sure that you read the terms and conditions of the policy. Your life insurance policy must have a cash value.
Many loans against your life insurance policy can be paid on the same day. You will also have an unlimited amount of time to pay it back. If you don't pay it back by the time that you die, then the cash you have yet to return will just be subtracted from the final payout.
This is something that will only apply to permanent life insurance policies. If you have a fixed-term life insurance policy then you won't be able to borrow against it.
7. Consider A Registration Loan
If you own your own vehicle, then a registration loan can be an option for those that need to get cash quick. With a registration loan from Southwest Title Loans, you will borrow cash against the registration of your vehicle. Many of these loans can be completed in under an hour.
In order to inquire about a registration loan AZ from Southwest Title Loans, you will need the following:
- A government-issued photo ID;
- The registration to your vehicle in your name;
- An active checking account in your name;
- A valid social security number.
Once you have the items ready, you can fill out our online form. One of our loan representatives will give you a call and you can visit the nearest registration loans near me. If you are approved, you can get the money as early as the same day or next bank business day.
Get Cash Quick Today With These Options
Need to get cash quick? Any of these options can help you out. But if you have an emergency that cannot wait, a registration loan can be an option. If you believe a registration loan may be right for you, fill in the short inquiry form today.