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Can You Get A Title Loan On A Financed Car?

Can you get a title loan on a financed car, or do you have to own the vehicle outright? That's a question a lot of people ask because it's not always clear. As if being a broke consumer wasn't hard enough, now the process of getting the money you need just got tougher. Or did it?

Contrary to popular belief, there's a way to make ends meet using your vehicle title even if you don't own the car. It's called an arizona registration loan, and it's one of the easiest forms of funding to get. So, stop asking, "can you get a title loan on a financed car" because it no longer matters, thanks to Southwest Title Loans.

How Can You Get a Title Loan On a Financed Car?

Two words: registration loan. It's not the same as a title loan, but the process of getting one is only slightly different. That's because a title loan uses your car title as collateral for borrowed money. Meanwhile, a vehicle registration loan only requires that the vehicle be registered under the borrower's name.

TIP: To avoid getting rejected for a loan, understand the other eligibility requirements as well.

Can You Get A Title Loan On A Financed Car In Someone Else's Name?

The short answer to that question is no. You can only borrow money with your vehicle registration if your name appears on the title. However, you're still eligible if you're listed as a secondary owner of the car. There may be a few extra steps required to get your money, though. So, be sure to ask someone at Southwest Title Loans for help.

TIP: Check the details of your title before applying for a registration loan.

Can You Get A Title Loan On A Financed Car In Every State?

Not every state allows registration loans and even the ones that do often offer different maximum amounts. That's why it's important to ask questions before submitting your application. Chances are, however, if your state allows these kinds of transactions, then you'll be able to get a significant lump-sum of cash within hours.

TIP: By comparison, conventional title loans can render as much as $15,000 per transaction.

The best way to take advantage of this credit-friendly form of funding is to understand how it works. Thus, it's wise to work with Southwest Title Loans to get help from experienced professionals. Registration loans are designed to be quick and convenient solutions to emergency money problems. So, try other options if you don't qualify for some reason.

arizona man holding title loan card

How To Get A Registration Loan From Southwest Title Loans

SWTL, Inc. has worked hard to make sure the process of getting registration loans is as quick and painless as possible. There are only a few essential steps, and each one is streamlined to suit your tight schedules and upcoming deadlines. In fact, here's all you have to do to qualify for same-day cash:

Step 1: Go To The Store or Online to Fill Out Your Application

Head to Southwest Title Loans for fast application processing. You can submit a request at the store or make it easier by going online. The form only takes a few minutes to complete, and you'll receive an answer within 30 minutes or less in most cases.

Step 2: Collect All of Your Qualifying Information

There are some basic items you'll need to qualify for registration loans in this state. Luckily, most people already have these items on hand, so there are minimal errands to run. That's always good news for someone short on cash because gas is expensive.

Your loan representative will give you a list of the things you'll need, and here's what that list should contain:

  • Your government-issued driver's license or a photo ID
  • The registration of your vehicle (listed in your name)
  • The vehicle for a quick inspection by the agent

Keep in mind that rapid bank deposits require accurate banking information. So, be ready with either account and routing numbers or a blank check from an active checking account in your name. That way, you'll get money within 24 hours after your approval.

Step 3: Ask Questions And Get Your Answers

Your registration loan agent can help you determine the best plan. So, don't be afraid to ask questions after they've had time to review your application and qualifying items.

Step 4: Sign Your Contract For A Rapid Cash Deposit

If all looks good, sign the contract to get the money you need as quickly as possible. In some cases, you might even get paid before the end of the day.

Get a Southwest Registration Loan

So, can you get a title loan on a financed car? The answer is you can get a registration loan!

Don’t waste time wondering how you can get a title loan on a financed car, ask someone that knows. At Southwest Title Loans, Inc. we have representatives that can answer anything you want to know about it.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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