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How to Get a Loan Approved Fast from Emergency Cash Lenders

If you’re experiencing financial difficulties and need fast cash borrowing options – you’re certainly not alone. And you’re not alone in your attempts to get funds from quick cash lenders either. Many of those who need emergency loan options to cover unexpected expenses can come to Southwest Title Loans for one of our title loans. Title loans are accessible and simple to understand. But before you get this loan, here is some more information you need to know.

Is Now The Right Time To Get A Loan From Emergency Cash Lenders?

Without any doubts, getting into debt should not be your first choice in dealing with urgent financial problems. So if you are thinking of getting a title loan, there are a few things you need to consider before you go ahead and do it. In fact, if you’re hesitant about whether getting a title loan from us is the right option for you at this moment for your emergency expense, ask yourself the following questions:

  1. Is the problem time-sensitive? Is there a risk it will become unfixable if not handled immediately?
  2. Will it cost more to handle it in the future?

If you can postpone dealing with the problem for a little while, you should attempt to get the necessary funds together from sources other than quick cash lenders. If you’re on a time limit, however – getting a title loan, dealing with the problem, and paying the loan off after could be a good option. Good examples of emergency situations that would call for a vehicle title loan would be medical and vet bills, car troubles, emergency home repairs, overdue rent, and so on.

How To Be Approved By Emergency Cash Lenders Fast

If you’ve decided to get a title loan, you should now learn how to get one and what items do you need to see if you qualify. Luckily, emergency quick cash lenders like us at Southwest Title Loans make things easy for you. In fact, our title loan process was specifically designed to be simple and quick for you to get through and we don’t require you to bring in too many items. Here are the items you will need to show us:

1. Have A Driver’s License Or Valid State-Issued ID

One requirement we won’t be able to maneuver around is your age. You need to be at least 18 to become eligible for title loans – and able to prove it. In fact, to get most loans you will need to be of legal age This means you’ll need to provide us with either your driver’s license or a state-issued photo ID that proves you’re of legal age and confirms your identity.

emergency cash from title loans

2. Make Sure Your Car Is In Decent Condition

The value and condition of your car will determine how much cash you can get if you are approved. With us at Southwest Title Loans, you could get anything up to $15,000. So, make sure your car is in decent condition before taking it to the loan representative for inspection. Again, the better your car’s condition, the more money you could get if you are approved.

3. Make Sure That The Car Title Is Completely Lien-Free

Another qualifier we won’t be able to maneuver around is your car title; it must be in your name, with no outstanding financial obligations around it. Unfortunately, you won’t be able to use another person’s title, even if you’re the nominal owner of the car and they agree to it. Your name must appear on the title and it has to be free of any outstanding liens before you come to us for a loan.

What You Don’t Need To Worry About

Now that you know what you need in order to get through the process, there are a couple of things you don’t need to worry about. These things are things that might stop you if you are looking at more traditional emergency loan options from banks. However, if you are coming to us at Southwest Title Loans, you don’t have to worry about them stopping you! Here are the things you don’t have to worry about:

  1. Your Credit History: While the loan representative may check your credit history, it won’t be the only deciding factor of your eligibility. Anyone can get approved for a title loan regardless of their credit. So you don’t have to let that stand in your way of coming to see us.
  2. Your Income Source: Unlike banks and other traditional financial institutions, we as one of the quick cash lenders you can choose can accept any type of income. As long as you’re able to pay the loan off on time, we can accept it. In fact, we don’t even ask for proof of income.

Young man uses his car to get a title loan

How To Apply For Title Loans

If you’ve decided to apply for a title loan, you can easily start the process online, without having to pay an extra visit to the store. And even when we do have to meet in person, we can come to you instead of you needing to come to one of our nearest Arizona stores! Here is a breakdown of the process you will go through to find out if you can get a title loan from us at Southwest Title Loans:

  1. Go to our website and fill out the online form so that we can get your basic contact information into our system;
  2. Answer the loan representative when they call you with further instructions (it will only take minutes for the call to come in);
  3. Take the required items – your ID, your car, the lien-free title to your car in your name – to the appointment the loan representative sets up;
  4. Let the representative assess everything to determine if you qualify for the loan and how much money you could get;
  5. Find out if you can get approved and how much we can lend to you. If you are approved, complete the paperwork and get the cash on the same day or the next working day!

Apply For Title Loans Today!

As you can see, finding out if you can get approved for a loan by emergency quick cash lenders can be easy. Really, all you have to do is figure out if this form of fast cash borrowing can help your situation quickly enough. If it can, then you can move onto our title loans as emergency loan options. Don’t wait for your urgent problem to get bigger Fill out the online form for your auto title loan to get the fast same-day cash you need right now.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.

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