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transfer a car title loan

What Do You Need To Transfer A Car Title In Arizona?

If you’ve finally paid off your vehicle, congratulations! It may be time to transfer the car title to your name. Whether you’re transferring the title to yourself or a new owner, you’ll need the following DMV checklist in Arizona to get it done. Plus, there are some benefits to having a car title that you may not know about; check out what this means for you concerning getting an Arizona car title loan.

The Checklist For Transferring An Arizona Car Title

To transfer a car title in Arizona, you’ll need:

  • The completed and signed
    • To fill this out, have your car’s information handy, as well as your driver’s license number or MVD customer number
    • You may also choose from various service options on page 2, such as if you are a military person, health officer, etc.
  • The original signed title
  • A lien release if your car has recently been paid off
  • To pay all registration and title fees
  • Additional optional documents, such as the power of attorney or representative legal documents
  • An odometer disclosure if the vehicle is from 2010 or older
  • An emissions test may be required if you are also registering the vehicle during the transfer

You may also want to transfer a car title before the lien on the car is paid off. In this case, you’ll need written permission from the lender.

It may seem like a daunting list of items, but this thorough list is here to help you. The more prepared you are for transferring a car title in Arizona, the smoother the process will go. That’s why the above list of everything you need for it is essential. 

When To Transfer A Car Title

In Arizona, you’re required to apply for a title within 15 days of buying a vehicle. If your vehicle was registered out-of-state and you now want to use it in Arizona, you’ll also need to register it once you’re an official AZ resident.

arizona car title

How To Transfer An Arizona Car Title

You can transfer a car title in person at an Arizona Motor Vehicles Department or online through the AZ MVD Now platform.

Arizona has swapped over to online vehicle registrations and titles. This means you will no longer receive a paper copy of your new title, but it will instead be available through your AZ MVD Now account online. For information on creating this account, see here.

If you need a paper copy of your title, use the online Title Replacement service on the account listed above and request the hard copy for $4. You can also request this by mail.

For more information on car title transfers in AZ, head to your nearest MVD location or see the official Arizona MVD website.

Owning your car outright is a big accomplishment, as Americans hold almost $2 trillion in vehicle debt alone. Once the car title is clean and clear in your name, it is worth more than the $4 Arizona fee for a paper copy.

Using Your Car For A Title Loan

Then you also have the option of using your lien-free vehicle to apply for an Arizona title loan if you need cash fast. Title loans use your car as collateral without collecting the car. This means you can receive a quick personal loan and continue to use your vehicle while repaying the loan.

Title loans through Southwest Title Loans are worth up to $15,000. At Southwest Title Loans, we offer both title loans and registration loans for those who need them most.

Applying For A Car Title Loan

Applying for your car title loan at Southwest Title Loans is fast and easy. You’ll first need to click “Get Started” and fill out a simple form on our title loan page.

Then, you’ll receive a car from one of our local loan representatives who will discuss your options and answer any questions you have. They’ll then give you the option of coming to the location nearest you or having the agent meet you wherever you prefer.

Once you meet with the rep, you’ll present your documents and vehicle for inspection. If everything checks out, you’ll have your cash by the end of the day or the next working day.

Get Your Cash Today!

If you can transfer a car title to your name, you have some leverage to deal with the unexpected. Southwest Title Loans is here to help those who could use an Arizona car title loan or registration loan today. We’re waiting to chat with you about the options available – reach out to us today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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