All Credit Types Can Qualify For Title Loans In San Tan Valley, AZ
If you live in San Tan Valley and you're looking for a loan that can work for all credit types, you should consider title loans from us at Southwest Title Loans. Title loans for bad credit in San Tan Valley, AZ, can help you borrow emergency ash to pay for urgent costs, such as medical bills, overdue rent, or home repairs.
In this guide from Southwest Title Loans, we will explain how to get easy title loans in San Tan Valley regardless of your credit score. We will explain loan terms, requirements, the approval process, and where to get title loans for bad credit.
Everything You Should Know About Bad Credit Title Loans In San Tan Valley, AZ:
Bank loans can be hard to qualify for, with their long list of required documents and credit requirements. At Southwest Title Loans, you don’t have to worry about your credit score affecting your ability to get approved for title loans in San Tan Valley. You can get title loans for bad credit by using your lien-free car title as collateral to secure the loan.
Learn everything you need to know about getting title loans for bad credit in San Tan Valley, AZ:
How Can You Borrow Title Loans For Bad Credit?
You may be wondering why you can get title loans for bad credit when bank loans require you to prove your creditworthiness. Title loans are a type of secured loan, meaning you use collateral to secure the loan. In this case, you use your lien-free car title as collateral for a title loan.
The reason banks require you to prove your creditworthiness is to establish that you can be trusted to repay the loan. In the case of title loans, the loan lender has your car title loan as collateral in case you cannot repay it. Therefore, you can borrow bad credit title loans without needing to prove anything.
Will Title Loans In San Tan Valley Affect Your Credit Score?
You can borrow title loans in San Tan Valley, AZ, regardless of your credit score, but will getting the loan have a credit impact? Thankfully, you can borrow San Tan Valley title loans at Southwest Title Loans without worrying about lowering your credit.
We do not report our title loans to the three major credit bureaus. They will not know you borrowed the money, so it will not count as debt on your credit report. Borrowing a title loan in San Tan Valley will not have any credit impact, so you are safe to borrow to help afford a financial emergency.
What Are The Requirements For Title Loans In San Tan Valley, AZ?
Along with the lack of credit requirements, one of the advantages of getting title loans in San Tan Valley is the minimum requirements. You only need a few items to get approved for title loans, each of which should be easy to find. You only need to prove your identity, age, lien-free car title, and vehicle value to get approved with Southwest Title Loans.
The following are the title loan requirements in San Tan Valley, AZ:
- Your driver’s license or state-issued ID that proves you’re over 18 years old
- A lien-free car title in your name
- Your vehicle for a quick inspection
Having a lien-free title means you have fully paid off your car. You must ensure your car is paid off and the title is in your name before applying. If your vehicle title is not in your name, you can visit a DMV office to get a title transfer to get that changed.
Are There Alternatives To Title Loans For Bad Credit?
Title loans are not the only ones you can get regardless of your credit situation. You can get payday loans that let you borrow money from a future paycheck. These are helpful if you haven’t paid off your car yet but still need to borrow money. No collateral is required, and you can get approved in less than a day.
You can also look to get registration loans that use your car registration as collateral. Again, your credit score will not affect loan approval, and you can get approved without needing to pay off your car.
These loans are available to borrowers who need quick cash but can’t get approved for title loans. However, you should know that they are worth less than the up to $15,000 that you can get for title loans in San Tan Valley, AZ.
Where Can You Get Bad Credit Title Loans In San Tan Valley, AZ?
Residents of Pinal County in Arizona can get approved for title loans in San Tan Valley with the help of Southwest Title Loans. We have Arizona store locations across the state with helpful loan representatives who can guide you step-by-step through the approval process. They can help you get approved for title loans for bad credit for your financial emergency today.
You can find our San Tan Valley store location at 530 E Hunt Highway, Suite 105. We are open every weekday from 10 am to 6 pm and on Saturdays from 10 am to 5 pm.
What Is The Approval Process For San Tan Valley Title Loans For Bad Credit?
Now that you understand bad credit title loans in San Tan Valley, you can start the easy approval process. We keep the approval process simple to allow borrowers to get the emergency cash they need as fast as possible. You can get approved the same day you apply and receive your emergency funds within one business day.
The following are the steps in the San Tan Valley title loan approval process:
- To get started, fill out the simple online form found on our website. This form will quickly send your basic information to the nearest store so we can help you continue.
- You will soon be contacted over the phone by a representative who will confirm your information, explain how the rest of the process works, answer any questions that you might have, and set up the car inspection.
- Bring the required items to the meeting at our San Tan Valley store location. One of our loan agents will verify your requirements and inspect your car to determine its value and how much you can borrow.
- You can find out whether you qualify or not and for how much in only 30 minutes. If you are approved, we will review the loan terms with you and help you sign the final papers. Once you are done, you can receive your money either the same day or the next business day.
Apply Online Now For Title Loans In San Tan Valley – Borrow Up To $15,000 Today!
If you have been searching for a loan that welcomes all credit types in San Tan Valley, then a title loan could be the help you need. We here at Southwest Title Loans will be glad to help you find out if you qualify for this loan as quickly as today.
There is no need to let your poor credit get in the way of getting the money you really need. Ready to get started with our simple title loan process? Then, head to our website and submit the inquiry form right now to get title loans for bad credit in San Tan Valley!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
