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credit score for title loans in San Tan Valley

All Credit Types Can Qualify For Title Loans In San Tan Valley, AZ

If you live in San Tan Valley and you're looking for a loan that can work for all credit types, you should consider title loans from us at Southwest Title Loans. Even if your score is poor, you could still come in and find out if you can qualify for this loan! If you meet the other requirements, we can easily help you get through the process and tell you your chances! So, if you are in need of a loan even if you have poor credit, keep reading to find out how you can qualify for this loan!

Can All Credit Types Really Qualify For Title Loans In San Tan Valley?

As we said above, we welcome all credit types to come in and find out if they qualify to get title loans in San Tan Valley! The main reason why customers might qualify for a title loan even if their credit is less-than-perfect is because the loan is secured. This means that you would have to put up a valuable asset (in this particular case, your lien-free car title) to find out if you can get approved. And even if you are approved, you would be able to keep your car while you repay the loan.

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While we won’t say that we won’t consider your credit at all, it isn’t the most important thing to help us determine if you qualify for approval. Whether or not you qualify depend on your car’s title and your vehicle. In fact, your vehicle helps us determine how much we can lend to you – if you are approved, of course. We look at your vehicle’s overall condition and resale value, so we will need to inspect the vehicle before we can give you any kind of decision.

What Other Requirements Would You Have To Meet?

So if credit or your income aren’t the major factors to determine if you qualify for approval, what do we require? Well, only those who are above the age of 18 are legally allowed to apply for a loan. To prove that, don’t forget to bring in your state-issued photo ID or driver’s license. You also need to bear in mind that you won’t be able to qualify if you don’t own the vehicle outright. This means you have to be completely finished with paying off your vehicle before you can come in for this loan.

Another important factor that determines if you qualify is your car’s lien-free title. When we say “lien-free”, we mean that there are currently no unpaid loans or liens on your title. If there are liens on your title, you will have to get those removed before you can come see us. Also, your name must be on your title to qualify for this loan. If you notice your name doesn’t appear on the title, this means you don’t legally own your vehicle and you will need the DMV to fix that before you see us.

How To Take Out A Title Loan

Now that you’re sure that you have the necessary items, you can proceed to follow the title loan process. With us at Southwest Title Loans, you will complete the steps in a short timeframe and without hassle because we have made sure to make the process simple and quick. By the way, paying off the loan is just as easy. You can do that through our payment portal online. Here are the steps you will take to get through the process:

  1. To get started, fill out the simple online form found on our website. This form will quickly send your basic information to the nearest store so we can help you continue.
  2. You will soon be contacted by a representative who will confirm your information, explain how the rest of the process works, answer any questions that you might have, and set up the car inspection.
  3. The best part is that the agent can come to meet you at a location of your choice, so you wouldn’t even have to step foot in one of our store locations. Just make sure that you bring the necessary items to the meeting, and then simply wait for the representative to inspect your vehicle and verify your documents.
  4. You might find out whether you qualify or not and for how much in only 30 minutes. If you are approved, we will review the loan terms with you and help you sign the final papers. Once you are done, you can receive your money either the same day or the next business day.

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Begin The Title Loan Process Today!

If you have been searching for a loan that welcomes all credit types in San Tan Valley, then a title loan could be the help you need. We here at Southwest Title Loans will be glad to help you find out if you qualify for this loan as quickly as today. There is no need to let your poor credit get in the way of getting the money you really need. Ready to get started with our simple title loans process? Then just head to our website and submit the inquiry form right now.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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