Wondering Who Does Car Title Loans? Southwest Title Loans Can Help!

Written By Emma Frost

Published on August 17, 2023

You don’t have to look far when asking, “Who does car title loans?”. Southwest Title Loans is the answer. With a store location not far from you, this is a place you’ll want to check out when you need to borrow money fast with your car title.

So, sit back and stop wondering who does car title loans near you. In this guide, you’ll learn what it takes to get a title loan and how you can get started right now!

A text 'Wondering who does car title loans? Southwest Title Loans can help!' on a green blurred background.

Why Should You Use Southwest Title Loans?

Now that you know Southwest Title Loans is an answer to “Who does car title loans?”, it's time to look a little closer at why you should consider coming here for help. Here are some of the benefits you can expect:

Excellent customer support: First, you can expect some of the best customer support when applying for a title loan. A loan representative will help you at every stage of the application process so you’ll never feel lost. Plus, you can always ask them questions, and they’ll be happy to answer you.
Plenty of locations: You’re never too far from a physical location. Just enter your zip code into the search bar, and you’ll instantly see which stores are the closest and most convenient for you.
Start anytime: You can start your loan application at any time! Just fill out and submit the online form with the necessary details. Soon after that, a loan representative will call your number and get the process moving.
Meet anywhere: An in-person meeting with the loan representative is part of your application. Thankfully, you can meet at the nearest store or at a location of your choice; whichever is best for you!

If speed and convenience are important to you, then you can tell that this is where you’ll want to get your loan!

What Do You Need To Qualify For A Car Title Loan?

Aside from knowing who does car title loans, you’ll also want to know what it takes to get one. Here’s what you’ll need to qualify for a car title loan:

Be At Least 18 Years Old

One of the first things you’ll need to apply for a title loan is to be at least 18 years old. That’s a hard and fast rule with no exceptions.

Lien-Free Car Title

As the loan name suggests, you must have a car title to qualify. More specifically, that car title must be one that you own completely, without any liens, judgements, or outstanding debts against it.

Car Ready For An Inspection

The car title might be the highlight of this loan type, but you’ll still need to have the vehicle ready. That’s because the amount you qualify to borrow is determined based on the value of that car. Don’t worry, though! You only need the car for the process.

State-Issued ID

Lastly, you must also have a valid form of identification. Your driver’s license will do, or you could use another state-issued ID.

Do I Have To Own The Car Title To Get A Loan?

Yes, you must own the car outright to use its title for a loan. If the title isn’t in your name for whatever reason, then you must first stop by the DMV. There, you can go through the process of having the title transferred to you. Once that process is complete, you can then return and apply for a car title loan.

How To Get Started

When you’re ready to get started, you can fill out and submit the online form with the required information. That information includes your name, contact number, and basic details about your car, like; its make, model, and year. After you submit that form, sit back and relax. A loan representative will call your number soon after that to get the application process moving.

They’ll brief you on the required items and the next steps to continue. Meanwhile, you can also ask them questions, and they’ll gladly address any concerns you have. Next, you’ll meet the loan representative in person so they can inspect your car and help you finalize your application. If you’re approved, you’ll receive your money as early as the same day of your application or by the next business day.

A contract for car title loans, with a key on top of it, and a finger pointing to the word 'contact' in the document.

Start Now!

So, look no further when you’re wondering, “Who does car title loans?” because Southwest Title Loans has got you covered! Start your application at any time by filling out the online form with the required details, then sit back and relax. As you read earlier, a loan representative will get in touch with you soon to walk you through your application from start to finish.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.