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What Is Direct Lending? Why Does It Matter?

If you’ve never had to deal with loans before, you are probably asking yourself what is direct lending and why should you know about it. Well, when it comes to dealing with a direct lender, you need to know what this means and how it can change things for your loan needs. So, if you want to learn about direct lending and how it impacts your loan process, keep reading this guide.

Use These Tips To Learn About Direct Lending

To put it simply, direct lending means getting your loan directly from the lender you choose. There is no submitting your form and having the website send your information to different lenders. You simply give the lender your information and a representative from that lender will handle your loan.

Working with a direct title loan lender can free up cash at a critical time or provide emergency funds when needed most because you don’t have to work with a middleman. You know who you are dealing with and what exactly that lender needs from you. And when it comes to us at Southwest Title Loans, we are always available to ensure you know exactly what to do at every step of our process.

Your unexpected expenses can put you in a financial bind that can have lingering effects on your lifestyle and your credit. Direct lending can get you through a minor emergency when your money isn’t going as far as it needs to without ruining your credit or cleaning out your bank account. And you can rest assured that your information isn’t sent to many different vendors.

direct lending in Arizona

Title Loans And Direct Lending

We here at Southwest Title Loans offer title loans to help with your emergency expenses. But how does being a direct title loan lender change your process? Well, instead of having to go through an agency that’ll send you to different lenders, we handle your title loan right here. So, what is direct lending? It is a way to get your loan directly from our trustworthy loan representatives.

A title loan is secured by the borrower’s clear vehicle title, meaning that the vehicle is paid off and the title is free of any outstanding liens or loans, and is in the borrower’s name. This type of loan is based on the vehicle's value and has a maximum of $15,000. A lien is placed against the vehicle during the duration of your loan, and when it is paid, the lien is removed.

Registration Loans And Direct Lending

Another loan we offer is a registration loan. Unlike title loans that use your vehicle’s lien-free title as collateral, registration loans are secured by the vehicle registration. In other words, they are an option for borrowers still making payments on their vehicle. The maximum loan depends more heavily on the borrower’s credit history than the car's value. These loans can range from $200 to $1,500. In this case, there will not be a lien against your vehicle’s title.

This loan is another loan we directly lend to you. This means, just like our title loans, you don’t have to go through any middleman to get through the process. You fill out the online form on our website, and we process everything ourselves. You can rest assured we keep your information private and only use it to get in contact with you. You never have to worry about other vendors looking at your information.

Advantage Of Direct Lending

Now that you know what is direct lending, you might be wondering why it matters. Well, you must feel safe and secure to get through the process. You’d never want to get through any loan process if you aren’t sure you can trust that your information will stay safe. We here at Southwest Title Loans ensure that your information gets processed by just us and that we get you through the process quickly.

Ready To Apply? Get Started Easily

Now that you understand what is direct lending and how it can help keep you feeling secure, you’re ready to apply for your very own title or registration loan with Southwest Title Loans. We make it easy to apply for either type of loan, depending on your current financial situation. You can come into the office and work face-to-face with an experienced direct title loan lender, or one of our lenders can meet you somewhere.

All you have to do is get on our website and fill out the online form on our homepage. Be sure you select either title loans or registration loans, so we know which process you need to go through. After you submit the form, you will receive a phone call from a representative at the nearest Arizona loan location so we can help you get through the rest of the process. If you are approved for either loan, you can get the cash either on the same day or the next.

what is direct lending

Try Direct Lending And Get The Money You Need Today

If you need help with an emergency expense, using this guide can teach you what is direct lending and how it can help you out. So the next time you need help, come down to Southwest Title Loans to work with either our direct title loan lender or our direct registration loan lender. Get through this guide and then fill out the online form on our website to get through the process now.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

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