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getting title loans

The Basics Of Getting Title Loans: How Much Can I Get? What Do I Need?

Sometimes in life, you will encounter unexpected challenges that require you to spend emergency money that you may or may not have. This can be a stressful experience, but you do not have to break into your savings or stress out. You can consider getting title loans to help you meet your emergency expenses.

Getting help from Southwest Title Loans is a way that you can find short-term financial assistance to an immediate financial problem that you are facing. Learn the basics of getting title loans and how they can help your life with these tips.

What Is A Title Loan?

A quick car title loan is an easy way for you to get quick money in a time of dire financial need. The amount of money you are eligible for when getting title loans depends on the value of your vehicle. When it comes to getting title loans, Southwest Title Loans places a lien on your vehicle’s title to use as collateral until you pay off your loan.

What Materials Do I Need To Get A Title Loan?

If you are interested in getting title loans, you need to know the materials that are required. Once you have all these items, you can apply to get your title loans. When you come down for your appointment, you need to make sure that you have the following items:

  • You need a driver’s license or a valid form of government-issued photo ID.
  • You need your vehicle for inspection.
  • You need the lien-free vehicle title to use as collateral.

Title Loans How Much Can I Get?

When it comes to title loans, you might be asking “title loans, how much can I get?” well, this depends on the value of your vehicle. We here at Southwest Title Loans offer title loans that range from $300 to $15,000. The value of your loan depends entirely on the value and condition of your vehicle. This means we have to inspect it to determine how much you could get.

What Is The Process Of Getting Title Loans?

Fortunately, the process of getting title loans through us is easy. This is a quick and convenient process that gets you emergency funds either the same day or the next – if you are approved. The first step in the process is to fill out the online inquiry form.

Shortly after you submit your online inquiry form, you will be contacted by an agent from Southwest Title Loans. During this call, you will have the chance to ask any questions that you might have. This is also where we will set up the appointment for you either at the nearest auto title loan location or you can have us come to you instead.

Once you have completed this call with a Southwest Title Loans associate, your information will be sent to the nearest Arizona auto title loan location of your choice so that you can complete the application process at your convenience.


auto title loans Arizona


When you arrive for your appointment, you will sit down with a representative who will make sure that all your information is correct on all of the forms that you have filled out. If there is anything missing, you will then take care of it at this stage. This is also when the representative will inspect your vehicle. The representative will then determine if you qualify for approval and for how much.

If you do get approved, the representative will explain all the terms and conditions of your loan to you, including the details of the lien on your vehicle’s title. The representative will also help you finish the paperwork and have you sign the agreement form.

Once you are done, you will receive the title loan cash – again, depending on the value of your vehicle – either on the same day or the next bank business day. After all of this, the next step is to pay your loan back. While we do not require proof of income, you do need to have a stable way to repay the loan on time. Remember, you can keep your vehicle while you repay the loan.

You must stick to the payment schedule that you agree upon with Southwest Title Loans when you sign the title loan agreement. After you have finished paying your loan off completely, the lien will be removed from your vehicle’s title and you are free and clear of your debt.

Get The Title Loan You Need Today

Nobody likes to have to spend more money than needed. Financial emergencies are stressful, but they do happen. This is why it is important to have a plan in place for when they do happen. One backup plan in case of a financial emergency is to seek help by getting title loans from Southwest Title Loans. Fill out our online form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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