Support Unexpected Finances With Title Loans
Unexpected finances can hurt even the most prepared person. The good news is, that if you are suddenly dealing with an emergency, you can get a title loan to help you out quickly! Getting a title loan could help you deal with your emergency and make covering the cost much easier, allowing you to get things back on track.
Your vehicle has inherent value, and you can leverage that by using it to borrow money. So, if you need help and are interested in this loan, keep reading this article to learn more.
How Does The Title Loan Process Work?
1. Reach Out
The first step you have to take if you want this loan is to reach out to us! We’ve made this simple by providing you with an online form that you can use to register your interest in a title loan today.
You can also call us at 1-800-514-2274 if you’d prefer to speak to an agent directly from the start. If you do decide to fill out the form, all we are asking for is some basic information about you and your car.
Keep in mind that this isn’t the official application for a title loan. This form just lets us get your contact information so we can give you a quick call.
It should really only take you a few minutes to fill out the form and submit it so it goes to the nearest store. It is important that you make sure you use a current phone number on the form, however, because that takes us to the next step in the process.
2. Speak To An Agent
One of our agents will soon call you to walk you through some of the basics of title loans and answer any questions you’ve got. They will talk to you about the documentation you need, which includes your state-issued photo ID, and the vehicle’s title.
Please note that the title needs to be in your name and lien-free. If the title isn’t currently in your name, you’ll need to get in touch with the DMV to sort this out, as we can only provide loans to the owner of a vehicle.
Also, keep in mind that you will need to bring in a car that matches the title when you meet with one of our representatives. This is because we will need to inspect your vehicle before we can decide if you qualify for approval.
The vehicle inspection helps us determine how much money we can lend to you if you are approved. If you’ve got everything in order, our agent will set up a meeting at a time and place that suits you. You don’t have to come to our store if you’d prefer not to.
3. Meet With Us
Meet up with the representative as arranged, bringing your vehicle and documents along. They will perform a quick inspection of the vehicle, checking out its condition, and they’ll also verify your title and ID.
This doesn’t take long, and can sometimes be completed in as little as 30 minutes. Once that’s done, you’ll be told if you are approved and how much we can lend to you.
We will then go over the loan terms and give you some paperwork to sign to finalize everything. Once that is done, you can then go about your day as normal, and we’ll get started on transferring the funds to you.
This only takes us two working days, so you can rest assured that you’ll have them quickly. In fact, if you come in early enough, you might get the money later that same day.
Do I Have To Own The Vehicle?
When it comes to us at Southwest Title Loans, you must own your vehicle outright if you want to qualify for a title loan This is necessary for title loans, and if you’ve still got payments to make on your vehicle before it’s officially yours, this won’t be a loan you can get.
Your title must also be free of any outstanding liens. If your loan does have a lien on it, you will have to go to the DMV and get that removed before you can come see us.
Submit An Inquiry Now
If you’ve suddenly been hit by some unexpected emergency expenses and you don’t have the budget to cover them, Southwest Title Loans may be able to offer you a title loan to help you out and give you more time to balance your finances. It can be very difficult to deal with a sudden cost that you weren’t anticipating, and even if you budget with care, you might find yourself struggling to cover everything.
A title loan can offer you access to quick funds, allowing you to take care of the fees and get your budget back on track. We are always here to help you get through the process, so don’t struggle on your own with your emergency expenses. If you’d like to learn more or officially begin the process, you just need to fill out our online form today, and one of our loan representatives will be in touch.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.