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How Does The Process Work For Getting A Same-Day Title Loan?

May 13, 2022 | Mason Roberts

title loans 

The process of applying for and receiving a title loan isn’t as time-consuming as applying for other types of loans. In fact, the entire in-person process can take as little as thirty minutes. For this reason, a same-day title loan can provide borrowers with quick cash to handle whatever financial emergency they find themselves in.

The entire process is as simple as a few steps. Continue reading for an in-depth description of the entire process.

What Is The Process For Applying For A Title Loan?

One of the main reasons why the application process can be completed in such a short time is that the application can be done in five steps. To apply for a same day title loan, follow these steps:

Step One - Inquire

Inquiring and letting your title loan lender know you are interested in applying is the first step to getting quick cash. It is also important in providing access to the necessary information needed to complete the application with ease.

You can inquire with a loan provider by submitting an online form. This form will provide your lender with some much-needed basic information.

You can also opt to either call the store or visit your local lender.

Step Two - Get Informed

When you submit an online form, a loan representative will give you a call within minutes. During this call, the representative will inform you of everything you need to know about applying. This will include informing you about:

  • The entire application process
  • What items are required for you to apply
  • The nearest store location
  • An opportunity to ask any questions you may have about applying

You should feel rather confident and informed about how title loans work before proceeding to the next step.

Step Three - Gather Required Items

As mentioned, the loan representative you speak to on the phone will inform you of the required items needed to apply. The list is, thankfully, a short one. To get a same-day title loan, you will need to provide your lender with the following items:

  • Valid identification - Acceptable forms of I.D. include a driver’s license or state-issued I.D. showing you are of legal age to apply (18 years or older).
  • Lien-free title to your vehicle - The title to your vehicle needs to show that the vehicle is fully owned by you. This means you should not have any outstanding payments on a car note or judgments against it. This will be what is used to secure your loan.
  • Your vehicle - Don’t panic, you won’t be handing over your vehicle to obtain the loan. Your vehicle itself just needs to be made available for a vehicle inspection. You will have full access to your vehicle after the application is completed and you are approved.

Step Four - Verification

Once you have all the required items, you can take them to the nearest store location. Your documents will be verified by a loan representative who will then perform a quick vehicle inspection. When your inspection is complete and the value of your vehicle is determined, you will be given a loan amount that you qualify for.

Step Five - Accept Loan Amount And Funds

If the loan amount meets your needs, you can then complete some final paperwork. This will include how you would like to get paid. Once approved, you will see the funds deposited into your account the same day or the following business day.

It's Quick And Easy

A same-day title loan is that easy! You will have started and completed your application with little effort or time taken out of your day.

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Southwest Title Loans Can Provide You With A Same Day Title Loan

As quick, easy, and convenient as it is to get a title loan, Southwest Title Loans can take it one step further. How? With Southwest Title Loans, you won’t have to make a store visit to get approved. You can gather all your items at your own home and request that a representative comes to you!

Getting the loan you need when you need it has never been made easier. Our experienced and informed loan representatives will walk you through the process every step of the way.

How Much Can Southwest Title Loans Offer

Depending on the condition of your vehicle, you can get a title loan of up to $15,000! Just follow the step-by-step guide above to get same-day cash with the help of an experienced and knowledgeable loan representative.

Same Day Cash Today

If you need a same-day title loan, it is not far out of reach. There are no charges or fees to find out if you qualify for a title loan either. Just fill out an online form today and stand by your phone to speak to a representative within minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

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