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loan representative teaching person how to get a title loan on a truck title

The Process For Getting A Title Loan On A Truck Title

Getting a title loan on a truck title is a good way to secure cash in an emergency, and we here at Southwest Title Loans are here to help. If you’re wondering what that process looks like and how you can get a title loan, it isn’t difficult to understand.

Our website has the steps laid out for you – and, of course, we are always available to help you out if you have any questions. Keep reading this article to learn more about how to get this title loan when you need it today.

The Step-By-Step Guide To Get A Title Loan

The process of getting a title loan on a truck title is easy. Plus, our friendly representatives will guide you through every step of the process for your added peace of mind. Still, it helps to know the process before you begin so there aren’t any surprises along the way. It will also help you get as ready as you can so you can make sure no hurdles get in your way. Here is the step-by-step process for getting a title loan using your truck title with us at Southwest Title Loans:

computer and phone to learn about getting a title loan

1. Know What You Need

Borrowing money is a significant financial commitment. A rule of thumb is to always remember that you should only borrow precisely what you need. That way, you’ll avoid taking out unnecessary debt. The first step is for you to understand how much money you need and to what extent a title pawn can help you.

For your information, a title loan could help you quickly secure as much as $15,000 in urgent cash. The specific amount you qualify for will depend on several factors, including the current value of your truck and its condition. As you’ll soon discover, the representative will assess your truck’s value and how much money you can borrow later in the process.

2. Make Sure You Meet The Requirements

Once you understand your financial needs, you must then ensure that you make sure you can meet the simple requirements to get a title loan. The good thing is, like most people, you could potentially already have the required items nearby. In that case, you can start with little or no delay! Here are the four requirements you must meet:

  • Minimum age: First, you must be at least 18 years old to get a title loan.. Even if you’re only hours or days away, you must wait until you’re legally 18 to begin.
  • Valid identification: Second, the process requires you to provide valid identification. That can be your driver’s license or another state-issued ID.
  • Lien-free title: You must have your truck's lien-free title, which shows it’s free from any outstanding loans or judgments. That title must also be registered in your name, or you’ll have to first visit the DMV office to transfer it to you.
  • Vehicle for inspection: Even though only the title is used as collateral, you must still have access to the truck so you can bring it in for a quick inspection. You’ll keep the truck after that, regardless of the loan’s outcome.

3. Reach Out By Filling Out The Online Form

The next step is to reach out to Southwest Title Loans by filling out the online form on our website with your information. Soon after, a friendly representative will call your number to discuss the title loan. They’ll tell you what you need to know and answer any questions you have. Finally, they’ll discuss a convenient time and place for you to meet them, either at the nearest store location or another place you prefer.

4. Meet In Person

After you finish that call with the representative, be sure to meet them at the agreed time and place. Bring your required items along (i.e. your title and identification) and drive your truck to the meeting. This part of the process can take as little as a half-hour to complete. The representative will verify your documents and inspect your truck to determine its worth and, by extension, how much you can borrow. Lastly, they’ll help you complete the process with some simple paperwork.

magnifying glass to see steps of title loan process

5. Find Out If You Qualify

If all goes well and you get approved, the representative will then go over our loan terms with you and help you finish the paperwork. Once you are done, you could get the cash as early as the same day or the next bank business day. That will depend on what time you completed the process and got your approval. So, the sooner you begin the first step, the quicker you’ll bring yourself closer to getting a title loan on your truck.

Take The First Step Now!

Getting a title loan on a truck title is a quick and easy way to get fast cash and cover urgent costs. You will need only your identification, title, and the truck, to get started. Submit your information to Southwest Title Loans anytime you’re ready to begin.

The online form is available 24/7, and you can complete it using your phone or computer. You can quickly find out if you qualify for approval. So don’t wait any longer, get the online form filled out today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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