New Year New Goals: How to Change Your Life This Year
If there was ever a year we need to feel in control, then that’s 2021. Now is the perfect time to make some resolutions to turn your life around. New year new goals, new you.
Here’s how to do it.
New Year New Goals for a Better Life
1. Eat Better and Drink More Water
If there was one thing 2020 showed us: nothing matters more than health. So, if you make just one resolution – make sure it’s one that prioritizes your health.
It’s important to note that eating better and drinking water isn’t the same as going full health-freak. You can still enjoy your coffee and eat chips if you have a craving. Just make sure that you eat full breakfast, lunch, and dinner – the kinds that are packed with nutrients. Incorporate more lean meat, more healthy fats, and more greens.
Maybe even add a multivitamin and Vitamin D3 to your diet, if you’re having trouble balancing your nutrition. Just don’t try to make a drastic change all at once – this is the one you want to conquer step-by-step so you do not fail.
2. Cut Down on Vices and Bad Habits
While we’re talking healthy – if there was ever a good time to fix some of your bad habits, it’s now. Make quitting smoking, cutting down on alcohol, or lessening your sugar consumption a priority in 2021.
Remember, that small changes can have a big effect on your life. Even if you can’t cut Coca-Cola out of your diet completely, lessen the consumption – it’s a small change that’s for the better. The same goes for all the other bad habits.
3. Try to Stick to a Schedule
If you were one that had to start working remotely due to the pandemic, then you know how hard it can be to not let work spill over into every other aspect of your life.
Try to sleep on time, wake up on time, eat on time, and stop working when the clock strikes 6 (or whenever it is your workday is supposed to end).
Yes, it can be hard, but it will be beneficial for both your physical and mental health.
4. Turn a Hobby into a Moneymaker
Another thing 2020 taught us, was that even the most stable jobs aren’t all that stable. A person is only ever protected if they have multiple sources of income – so, that if one of them is gone they can fall back onto another.
There’s a popular saying: “do what you love and you’ll never have to work another day in your life”. While that saying is true, it is slightly exaggerated: if you have to do extra work, you might as well enjoy it.
Do you like writing? Maybe you could become a freelance writer. Are you trying to learn how to code? Take on some easy coding jobs. Maybe you’re really into cooking? Start a cooking blog or write a cooking e-book!
5. Start Budgeting
All that new income (or old, for that matter) won’t do much good if you don’t learn how to control it. People can be making six figures and live paycheck to paycheck, while those who make twice less have it easier – if they budget.
Learn to track your expenses, cut the things you don’t use, (like gym memberships, subscriptions, etc.), and set up an emergency fund with the money you save.
Nothing can bust your budget like an emergency that you have no cash to cover. And what’s worse – if you postpone dealing with it, it’ll cost you even more money down the line. That is why an emergency fund should be a priority.
What Do I Do if I Don’t Have an Emergency Fund? Get a Title Loan!
If an emergency strikes before your fund is in place, the quickest way to get cash would be a fast title loan. For a vehicle owner, car title loans would be the most optimal option. They’re quick and easy (the process takes about 30 minutes on average), the lenders accommodate all kinds of income, and do not pay attention to credit scores.
How Do I Find Arizona Title Loans Near Me?
Go to SouthwestTitleLoans.com to fill out the online title loan application form. Once you have done that, a title loan company representative will contact you to set up a meeting.
During the meeting, they will assess your car, and verify your documents. You’ll need the car’s title in your name – it should be completely lien-free – and a government-issued ID to prove you’re over 18 to see how much cash you qualify for. If approved, you’ll get the money the very same day.
Setting goals for the new year is a step in the right direction. If you hit a bump in the road and need extra cash, an Arizona title loan with Southwest Title Loans can help!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.