Find Your Nearest Car Title Loan Location In The Southwest

Written By Louis Tully

Published on September 13, 2023

Updated on August 26, 2025

Getting a car title loan from Southwest Title Loans is fast and simple. With several store locations across Arizona, you’re never far from the help you need. Whether you’re looking for the nearest branch to visit or want to start the application process right away online, we make it easy for you.

In this guide, you will find out how to get started on the application process, what you'll need to qualify, and how to find a store location nearby.

How to Locate the Nearest Southwest Title Loan Location

You have two quick options to find your nearest store:

Browse Our Locations Page: Head to our website’s Locations page to see a full list of store addresses, phone numbers, and business hours.
Submit the Online Form: Fill out a short form with your name, contact details, and ZIP code. From there, the closest store will reach out to guide you through the process. This option is convenient, available 24/7, and saves you time.

woman calling for nearest car title loan location

What You’ll Need to Apply

No matter which one of the many store locations you work with, you’ll have to bring a few things with you to get through the car title loan process. With these three items, the loan representative can verify your documents, inspect your car, and move you through the approval process quickly.

When you visit a Southwest Title Loans branch to apply for a title loan, make sure you bring the following:

A valid government-issued photo ID – such as your driver’s license, though you can also use another state or government-issued ID in its place.
Your lien-free car title – the title must be in your name and free of any liens, thereby authorizing you to use it as loan collateral.
Your vehicle – for a quick inspection to help determine the loan amount you can borrow. Don’t worry, you’ll get to drive your car back afterwards, for you to keep while you make payments.

What Happens During the Vehicle Inspection?

The inspection process is fast and straightforward, usually taking only a few minutes. A loan representative will check your car’s year, make, model, mileage, and overall condition, along with confirming that the VIN matches your title. These details help establish the market value of your vehicle, which is the key factor in calculating your loan amount.

What If The Car Title Doesn’t Belong To Me?

Suppose your car title is registered in someone else’s name. In that case, you’ll have to visit your local DMV office first before you come see us at Southwest Title Loans for a title loan. There, you can get the title transferred to your name officially.

Once that process is complete, you’ll be authorized to use the title as loan collateral with us. As soon as the title is in your name, you can get in touch with your nearest Southwest store location and get started with the title loan process.

map for nearest title loan location

The Title Loan Approval Process

Once your documents and vehicle inspection are complete, the approval process begins. In most cases, this takes less than 30 minutes. Your car’s value and your ability to repay—not your credit history—determine your eligibility and loan amount.

If you are approved, you could have the funds in hand the very same day or by the next business day.

Can You Get a Title Loan with Bad Credit?

Absolutely. At Southwest Title Loans, your credit score is not the deciding factor in whether you qualify. Instead, the value of your car serves as collateral, which means applicants with poor credit or even no credit can still be approved. This makes title loans a flexible option when you need fast cash but don’t meet traditional lending requirements.

Don’t Wait – Get Started Today!

Finding the nearest Southwest Title Loans location has never been easier. You can browse our Locations page and choose the store most convenient for you, or let us connect you to the closest branch by submitting the online form.

Either way, you’ll be just minutes away from fast approval and same-day cash. Don’t wait—apply today and see how quickly you can get the financial help you need.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.