Make Your Halloween Less Spooky This Year With Car Title Loans
Halloween is that one time of year where spookiness is the goal. But that doesn’t mean we want any spookiness for our finances – especially when it comes to emergency expenses. That is where car title loans can help you out. When you cannot handle your emergency expenses alone, car title loans can help ease that burden. Here is what you should know about these loans.
What Are Car Title Loans?
Car title loans are a type of loan where your vehicle title is used as collateral for a lump sum of cash. This is seen as a short-term loan because it is designed to help with short-term emergencies; it will not help you permanently fix your finances.
One thing to keep in mind is that you must finish paying off your vehicle completely and you must have the title in your name. And you cannot have any outstanding loans or judgments on your title. If your vehicle isn’t paid off, the title is not in your name, or the title is not lien-free, you’ll have to get that fixed at your local DMV before coming in.
Also, the amount you can qualify for – which can be between $300 and $15,000 – depends on the value and condition of your vehicle. When you come to Southwest Title Loans for a car title loan, there are plenty of benefits you should know about.
Benefits Of Car Title Loans?
When it comes to our car title loans, we only require you to bring in a few required items. You must bring in the following to get through our process:
- A valid driver’s license;
- Proof of income;
- Proof of residency;
- Lien-free title to your vehicle
We only require a short list so you can get through the process quickly and easily. You can also qualify even if you have poor credit. You can also continue using your vehicle while you are repaying the loan.
How Do I Go About Starting The Process?
The process we have here is simple and convenient. For a more detailed look, follow our guide below:
- Start at our website and fill in the online request form for a quick call back from one of our representatives.
- Next, you will go to your closest car title loan locations in Arizona with your vehicle for inspection. We will also inspect your items to decide if you qualify for approval and for how much.
- At the location, one of our friendly representatives will take you through the remaining steps for car title loans.
- If you are approved, we will go over the loan terms and have you finish the paperwork. When you finish the paperwork, you can get the money either the same day or the next bank business day.
When Your Emergencies Are Over, Celebrate With Cheap DIY Halloween Decorations
Once you’ve used your car title loan to handle your emergency expenses, you can go ahead and plan your next Halloween festivities. Here are a few decorations you can make yourself to save some money, while still having a fun Halloween.
Zombies, For Cheap
Wandering around those Halloween pop-up stores can be a very fun outing; however, the price tags may make you feel otherwise. If you want to spice up your yard with some zombies and you’re not looking to break the bank to do so, consider the following.
Take an old pair of pants and a shirt that you don’t use anymore and line them with sticks, brooms, or any other object that can act as a stilt. Plant the stilt into the ground so your pants are standing upright as though they were a real person.
If you would like your zombie to be more filled out, take some of those leaves all over the street and stuff the clothes around the stilt. Throw a spooky mask or simply a hat on the top and there you have a mysterious-looking figure that will scare any trick-or-treater.
One element that people tend to overlook when decorating for Halloween is the sounds around your house. There are various free playlists on Spotify, Apple Music, YouTube, and Soundcloud that are meant for the occasion. Blast some scary sounds from the windows of your house to add to the frightening experience.
Red Lighting, Without The Extra Cost
What is spookier than fire-truck red lighting? It will make your house feel like a crime scene from a movie. But replacing all your bulbs with red ones will inevitably add up. Instead, try buying some red tissue paper and covering each light with it. This will cast an eerie red light over any space you desire. Plus, the waxiness of the paper means it won’t be a fire hazard if kept on just for the night.
For best results, we suggest scrunching up the red tissue so that it’s easier to cover the light and creates some depth and different tones when it’s projected. Alternatively, you can simply drape the red tissue paper across the bulb and tape each end, so it stays securely. This will give you a more even red-light projection.
Have A Good Halloween Without Breaking The Bank
Halloween should be spooky for most things, but not when it comes to our finances. When an unexpected expense such as emergency travel, medical bills, or home repairs comes up, it can be frightening, and not in a good way.
Car title loans with us make getting the cash you need when you need it possible and the process is simple. Consider one of our car title loans today so you can enjoy some of that spooky Halloween spirit.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.