How To Increase Your Income Without A College Degree

Just because you do not have a college degree does not mean you cannot earn a healthy income. You can employ many strategies to increase your income without a college degree, including getting skills training for a higher salary, professional certifications, and searching for ways to make high income online.

In this guide from Southwest Title Loans, we will explain how to make more money without having a college degree. We will also explain how title loans in Arizona can help those facing a financial emergency they cannot afford.

The Top 7 Ways To Increase Your Income Without A College Degree

Getting a college degree is not always the best way to make the most money, as you have to consider the student loans you’ll have to pay after graduation. While you may have access to more lucrative jobs early on, those who work hard can still make great money without attending a university. There are a few lucrative strategies you can take advantage of to increase your income.

The following are seven ways to raise your income without a college degree:

1. Pursue Skills Training For A Higher Salary

There are in-demand skills in the modern workforce that can help you access higher-paying jobs. While you can get these jobs without having a college degree, you must be able to prove that you have the special skills necessary to complete job tasks competently.

Pursuing skills training for higher salary jobs can help you increase how much you make without needing a college degree. Those skills can include technical or specialist skills that apply to your industry. For example, a mechanic can expand their skillset through training to work on diesel engines or electric vehicles.

Some places you can get skills training for higher salary jobs include local colleges, online classes, the state labor department, and more.

The following are some skills you can learn to make more money without a college degree:

• Coding
• Digital marketing
• Video editing
• Graphic design
• Web and app development
• Copywriting
• Affiliate marketing
• E-commerce

2. Earn Professional Certifications

Another thing to consider when learning how to increase your income is to earn professional certifications. This is more efficient than getting a college degree because you can get professional certificates in less time than it takes to get a degree.

You can always find professional certificates that apply to your industry in particular. Typically, they include classroom learning, hands-on training, and examination or testing.

3. Research Competitive Salaries

As you work towards increasing your income without a degree, you must also research competitive salaries. In other words, you need to figure out what other companies are paying for someone doing the same work you are doing now.

That information will help you in two ways: it will help you decide if working somewhere else will help increase your income and negotiate a better salary if you prefer to stay with your current employer.

We all want to make what we are worth, but the only way to do that is to understand what other people working similar jobs are making. You can use the Bureau of Labor Statistics to get accurate research on how much people working your job make, on average, to inform your salary negotiations.

4. Learn Negotiating Skills

Part of making more is being able to handle salary negotiations. While those with a college degree can use that to establish their value, those without a college degree will have to work harder to prove their value.

That includes being able to make a case for yourself during negotiations. Remember: you are your own advocate. Therefore, you must speak up to your manager if you believe you deserve a higher income.

You can take classes online or at local universities to help you earn important negotiating skills for salary that can help when making a case for yourself. You’ll learn how to highlight your value and convince others that you deserve better pay.

5. Start Doing Freelance Work

Working as a freelancer is one way to make more money without a college education. While your income may not be as high as you wish for your salaried job, you can supplement your income by doing freelance or gig work.

You can use your free time to do side jobs that can pay you some money to increase your income. For example, you can drive for Uber or Lyft as a freelance job. Other jobs, including freelance writing, graphic design, and data collection, can be done online to make easy side cash.

6. Start A Business

You might consider starting your own business if you don’t make enough money at your job. While you will have to pay for overhead costs and employees, it can increase your profits if you successfully fulfill a niche online or in your community.

Before going out on your own with your own business, consider what you’re good at and how financially viable the business would be. How much would it cost to start the business? Are you passionate about the business? Do you feel this business could make good money?

Remember, starting a business is an investment. You will probably have to start operating at a loss. However, those who provide valuable goods and services could make money that eclipses what they could make working a salaried position.

7. Be Patient

Here’s possibly the most challenging part of learning how to increase your income without a degree: knowing when and how to be patient. It’s going to be a long process to get to your goal income, as it may take years to increase your income to that point.

While it’s easy to get impatient after working for so long, it’s an effort that takes some time, focus, and hard work. Don’t expect everything to come at the same time, and continually work toward your goal.

You can use some of the tips above to help advance toward your goal. You must also have faith that your hard work and skill development will pay off with a higher income.

Borrowing Title Loans To Pay For Financial Emergencies

While you attempt to raise your income without a college degree, financial emergencies can arise that you may be unable to afford. In this case, Southwest Title Loans can help with our Arizona title loans that can pay you up to $15,000.

These are secured loans that use your lien-free car title as collateral. You must have fully paid off your car to get approved for this type of loan, with your loan value depending on the age, condition, make, model, and mileage of your vehicle.

You can start getting title loans in Arizona by filling out our online inquiry form. After submitting your information, one of our loan reps will contact you over the phone to explain the process. You can verify your requirements at a location of your choice, such as your home or office, and you can receive your emergency cash the same day or the next business day.

Apply For Title Loans In Arizona – Get Approved For Up To $15,000 Today!

If you need quick emergency cash, Southwest Title Loans is here to help with our car title loans in Arizona. While you work to increase your income without a college degree, we can help you get approved for quick cash to handle financial emergencies.

We allow borrowers to get approved with all credit types and do not require an in-store visit. You can fill out our online form today, and one of our loan associates will call you to explain how you can get same -day approval for title loans.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.