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How to Get Cash When There’s Nowhere Else to Go

Getting help financially in challenging situations can leave you feeling helpless, like you’ll never get back on your feet again. If you’ve just experienced a significant loss, like the loss of a job, for example, it can leave you wondering how you're going to pay all your urgent bills. How will you keep the lights on?

You’ll be happy to know that there are tons of ways to make some extra cash to cover unexpected expenses. You won’t have to be in that financial hole forever. There are quick ways to get the money you need, including getting title loans from Southwest Title Loans.

Cover Emergency Expenses With These 4 Extra Income Ideas

I have come up with the 3 ways you can get money fast in times of desperate need. They are getting a side hustle, doing freelance work, renting out your room through AirBnB, and getting a title loan. So, let’s consider each of them in detail.

1. Get a Side Hustle

Side hustles have been a popular way to earn extra income for decades. They work so well because you can use them to supplement your full-time job until your emergency expense is paid off. You also almost always get the cash you need instantly.

Side hustles can range from delivery services, dog walking and baby-sitting, selling hair, raking leaves, tutoring to making postcards, selling hand-made clothes, and so much more. The key here is to find the product or service that is in demand and try and pivot from there.

You get to make your own schedule for the most part, which works perfect if you don’t want to quit your job yet and want just some extra cash in your pocket.

2. Make Money Doing Freelance Work

Do you have writing skills? Graphic design skills? Customer service skills? Monetizing on any skills you have by freelancing can be an excellent way to earn extra income, even after your unforeseen expenses are paid.

You don’t even need to be an expert to get started. Some clients prefer entry level freelancers, because they’re more affordable, and the client might be on a tight a budget.

So, don’t worry if you haven't perfected your image retouching yet. If you apply for jobs within your skillset range and send in good samples, you can be successful.

It can be a lengthy process to land your first client, however. So, if you need cash by tomorrow, this might not be a perfect option for you. However, if you need the money within a month, like if you’re behind on car payments and need to catch up before your car is repossessed, then this can be a good place to start.

3. Rent Out a Space with Airbnb

If you have an extra room in your home or an extra portion of the house, renting it out on Airbnb can make you instant cash. You get paid as soon as your guests check-in, and you can earn anywhere from $400 to $10,000 per month depending on the city you live in, the location of your place, and it’s value.

Also, depending on where you live, finding guests can be extremely easy. Due to lower rates and the comfort level, a lot of people prefer Airbnb’s over hotels now, so your chances of getting your first cash ASAP are incredibly high. Make sure to leave a good impression on your guests if you want to earn good ratings and establish your business successfully. The better your ratings are, the more people will be inclined to book a stay at YOUR place.

4. Apply for an Auto Title Loan

Applying for a title loan can be the quickest, most secure way to get your emergency cash. A great thing about title loans is that they allow you to get cash that same day. You’ll have a choice to either get cash or a direct deposit to your bank account.

Title loan lenders normally deal with all kinds of credit (good, bad, or even nonexistent), which increases chances to get approved. And if you’re looking for "online title loans" or "title loans near me," you can save yourself the hassle of searching by checking out

Man happy with title loan cash

Southwest Title Loans: Fast Emergency Cash

At Southwest Title Loans, you can get up to $15,000 to cover emergency expenses. All you need to get started are the following:

  • Valid driver’ license
  • Proof of income
  • Proof of residency
  • The lien-free title on your vehicle
  • Your vehicle for the inspection

You can apply online or in-store. Here’s what you’ll do.

  1. Fill out an easily submittable form online and wait for a representative to contact you. You also have the option to call if you want a faster approval.
  2. Meet your representative at the location closest to you as soon you can to complete a small amount of paperwork and get your vehicle inspected.
  3. Once you’re approved, you’ll receive your money in exchange for your title! You’ll still keep your car though and will be able to drive it as usual.

It’s really that simple. And once you completely pay your loan off, then you’ll have the lien released from your car title, so you won't have to worry about not having a clear status. And if you need to do this more than once, Southwest Title Loans will gladly welcome you back.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.

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