New Loans  623.266.9163
Payments  623.266.9163
Make a Payment
saving money with car title loans

How Not To Spend Money For A Month

Have you ever been interested in the idea of going an entire month without spending money, but have shied away, thinking it would be impossible?

We're here to tell you that not only is it possible, but that it can be fun and informative to your spending habits (and shortcomings!). By choosing to freeze your spending for an entire month, you will not only be rewarded with the benefits of saving money but will also be given a fun challenge that you can do with your partner, your friends, and family, or simply by yourself. Purchasing only what you absolutely need and skipping all of the rest will give you the license to try new things, explore, and get a better grasp of what it is you truly need to live your life.

Here are our tips on how to go an entire month without spending money. I’ll also cover how you can easily search for and find title loans online which can help you handle an emergency.

Make A Game Plan

You can't do a financial freeze without a little prep work ahead of time. Understanding when a good time would be to stop all spending is of utmost importance. Plan your month for when you will be at home the majority, if not the entirety, of the time. It will be a disaster if you realize halfway through the month that you realize you had a friend's birthday or a trip to Hawaii planned.

And while we insist on doing some initial planning, do not go overboard and begin hoarding supplies the week before your financial freeze. That will defeat the purpose of the entire experiment and bring you nowhere further towards your financial enlightenment. Plan your meals with the non-perishable items you already have in your cupboard, and that's it!

Set Rules

If you aren't honest with yourself and frequently give in to "necessary purchases" at Starbucks and Macy's, then the experiment is already a failure. Setting rules will ensure that you stick with your plan of spending zero dollars for the entire month on unnecessary items.

Necessary items would include gas, bills, money towards debts, and occasionally perishable items such as eggs or milk. You may think that cosmetics may be on the list of "necessary purchases", but we have found that by accepting that they are simply not necessary for our survival, it gave us a sense of strength and independence; not to mention that it afforded us a great opportunity to finally deplete all of the extra toiletries hidden deep within our bathrooms.

Involve Others

If you are really serious about starting this financial journey but are worried about your self-control, there is no better way to alleviate that worry than by getting your friends and family to join in with you.

By involving others, you will have a network to share stories on how each of you is doing, as well as tips on what has worked and complaints on what has not. It can be extremely difficult to undergo a month free of spending by yourself. That is why we highly recommend convincing others to join in, simply for the constant reminder that if others can do it, so can you.

Get Creative

Just because you aren't spending money, does not mean you can't have fun. If there's one thing that this financial freeze can do for you, it dispels that myth. By exploring new ways of enjoying your time that doesn't revolve around constant cash flow, we're certain you will be surprised by the array of free activities that have always been available to you in your area. You just haven't noticed them before.

Free concerts or museum days, walks around the park, picnics, and potlucks - the options are endless. We want to remind you again that just because you're not spending money, does not mean you have to do it alone. Have your friends join you even for just a day of free fun. They'll quickly realize, just as you did, how easy and freeing the experience can be.

Now if you're out of options on how to really stretch your dollar throughout an entire month and find yourself facing an unprecedented emergency, we have an alternative solution for you in the form of title loans. Title loans are a short-term secured loan that allows you to leverage the value of your vehicle title in order to secure up to $15,000 in same-day money. We understand emergencies which is why we’ve made this process fast and easy for you to navigate.

 Wallet locked with car title loan


How To Apply For An Online Title Loan

Applying for emergency financials doesn’t have to be a complicated process! Here’s a step-by-step breakdown for how you can secure title loans today:

  1. You start by filling out a short form that can be found on our homepage and submitting it.
  2. Submitting it will allow a loan representative to contact you to schedule a meeting for your car to be inspected.
  3. During the meeting, you’ll be asked to supply a few pieces of information, which includes:
    • Your driver’s license
    • The title to your vehicle
    • A blank check to your bank account
    • Your car for the inspection
  4. The loan representative will conduct their inspection and you’ll find out how much money you’ll receive with your title loan.
  5. The money will be deposited into your bank account on the same day that you’re approved!

If you are facing a financial emergency, such as home or auto repair, medical bills, or unexpected travel, do not hesitate to apply for title loans online because we won’t hesitate to hustle to make sure you’re taken care of when you need it most.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.

Arizona Title Loan Association Logo Go-Daddy Logo

Tolleson Store
8363 W Van Buren St, Suite D3
Tolleson, AZ 85353

Mesa Store
1025 S Power Rd, Ste 108
Mesa, AZ 85206

Glendale Store
9284 W Northern Ave, Ste 104
Glendale, AZ 85305

Tempe Store
937 E Broadway Rd, Ste 3
Tempe, AZ 85282

San Tan Valley/Queen Creek Store
530 E Hunt Hwy, Ste 105
San Tan Valley, AZ 85143

North Phoenix/Scottsdale Store
3510 E Bell Rd, Ste 1 & 1A
Phoenix, AZ 85032