Simple Ideas For Finding Holiday Cash For Emergencies
Christmas always brings on financial stress, despite the joy of the holidays. There’s so much to plan for that saving up holiday cash for emergencies can feel like a hassle. Here are some viable options to find holiday cash for emergencies this year.
To get extra cash this holiday season, you can sell junk items you don’t need, take on a side hustle, or use the title of your car to get a title loan.
Each option can help you stay afloat in tough times when you need extra cash to tide you over. The rest of this article will cover the best ways to find holiday cash for emergencies.
4 Ways To Find Emergency Holiday Cash
1. Plan Ahead
If you find it difficult to set up a budget, then now’s the time to get serious. Start planning ahead for all of your Christmas expenses, considering things like presents and family meals in your budgeting.
Cut back on frivolous spending as much as possible in the time leading up to the holiday season so that you have money put away in your savings for emergencies.
Once you’ve rounded up a total of how much you expect to be spending over the holidays, add another 20% to that number to account for unexpected expenses. After that, you’re all set to avoid being overwhelmed by holiday expenses and be prepared to save money.
2. Sell Junk You Don’t Need
One useful method to net yourself a little extra holiday cash for emergencies is selling junk around your home. Gather the family and have everyone chip in to clean the house, sorting items that can be thrown away and others that can be sold.
Host a yard sale or see what you can get for some of your more valuable items online, and you can earn a little bit of extra cash over the holidays to prepare for emergencies.
3. Take On A Side Hustle
Side hustles can help you stay afloat over the holidays, and they give you the chance to boost your savings without a massive amount of effort.
For example, filling out a few surveys on an app that pays you money is a great way to rack up a few extra dollars a day, which can add up over the holiday season.
Stores are often hiring extra employees to keep up with the holiday rush, so if you’ve got the time, then it’s definitely worth putting yourself out there to see who’s hiring.
If you really want a gold mine and have the spare time, consider babysitting. A lot of families want to travel for the holidays but aren’t able to bring their children or pets. As such, housesitting for people is a lucrative way of getting extra holiday cash for emergencies.
4. Getting A Title Loan
Believe it or not, the title of your car is another way to get cash for emergencies. If you’re suddenly overwhelmed by a major home repair you need to do, costly auto parts replacements, or medical bills, then a title loan is a viable option to get the cash you need. A title loan should not, however, be used for frivolous expenses such as presents.
The only requirements to get title cash are a driver’s license or valid form of state-issued ID, the lien-free title to your car, and the car itself for inspection.
When you’re overwhelmed, title loans can offer large borrow amounts repayable over a longer period so that you can take care of those emergency holiday expenses while still staying afloat with your regular repayments.
How To Get A Title Loan With Southwest Title Loans
The process for getting a title loan is very simple. To get started, just fill out our online loan inquiry form with some of your information, and a representative will give you a call shortly to schedule a place to meet with you and discuss the terms of the loan. Make sure you bring your car, lien-free title, and your photo ID to the meeting so that our representative can verify all your information.
Once everything checks out, our representative will have you sign a few more forms and go over any questions you may have. Make sure to clarify if there’s anything you don’t understand or aren’t sure about.
Once done, you’ll be informed whether you qualify for approval. If so, you’ll get the title cash you need on the same day or the following business day.
Get Started With Southwest Title Loans Today!
There are a number of emergencies that can arise during the holidays, but the important thing to remember is that you have access to a lot of title cash with a title loan from Southwest Title Loans.
If you’re struggling to find ways to rack up the holiday cash for emergencies that you desperately need, fill out their online application form today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.