How To Get Help With Rent During the Pandemic
February 16, 2021 | Louis Tully
It doesn't matter what's going on in the world. You still have to pay rent and other bills when they're due. So, after the COVID-19 pandemic ravaged the country, people struggled more than ever to make ends meet. That's because this unpredictable health crisis has wreaked havoc on our entire nation, not just your personal bank account. Don’t wait until it’s too late to get help with rent during the pandemic, use the fast easy title loan option to get the financial assistance you need now.
How the Pandemic Hurt Renters and Homeowners
The Coronavirus pandemic affected job security primarily. That, in turn, decreased the average person's savings by as much as 80% within the first six months. Thus, citizens found it more difficult or even impossible to pay their rent on time. Mortgages collapsed as well, and thousands of people found themselves suddenly homeless as a result.
A simple one-month rate can quickly become much more when late fees and finance charges are added to the total. That's why so many people are now having such a hard time climbing out of debt. In many cases, the best answers are fast, easy, and located right in the same neighborhood in which you live.
5 Ways to Get Help with Rent During Pandemic Shortages
Nobody really knows when the pandemic is going to end, so it's best to get prepared for the long-haul, especially when it comes to needing help with rent during pandemic results. Usually, that means creating a flexible budget and limiting your spending in other areas. However, a few more tricks can help you get money for rent before it's due. Check this out:
1. Sell some of your unwanted items.
Most people have at least a few hundred dollars of valuable "junk" inside their homes. Items such as old furniture, unused clothing, household goods, and art pieces could bring in enough money to help with rent during pandemic effects. Host a garage sale in your town or post your products online through your favorite social media account.
TIP: De-cluttering your home is also good for your mental health because it helps reduce stress.
2. Stop paying for things you don't need.
It could be that you actually have enough money to pay the rent, but you just don't realize it. In fact, the average person spends several hundred dollars each month on unnecessary purchases. Things like subscriptions, memberships, leisure, and recreation are not necessities and should only be paid for after the rent is first taken care of.
TIP: Find or make up some creative ways to have fun at home without spending money.
3. Contact your local government office.
There are countless community programs designed to help people in a financial bind. If you qualify, you could get money assistance for living expenses such as rent, utilities, groceries, and car payments. Keep in mind, however, that there is often a waiting list and a lengthy application process. Plus, the system is overloaded right now, and there's no guarantee they can help.
TIP: Bring along as much documentation as you can to help make the application process shorter.
4. Ask your friends and family for money.
It may feel embarrassing to admit that you can't take care of your own finances, but most friends and family understand that hardships happen to us all. Still, your loved ones may be suffering the same fate as you, thanks to the pandemic. So, approach them with kindness and be patient if you get "no" for an answer.
TIP: Try to split up the amount you need amongst several individuals to lessen the financial burden you request.
5. Take out an auto title loan for quick cash.
Did you know that you can get fast money without worrying about your credit? You don't even have to show proof of income if you opt for secured title loans. In fact, you can even keep possession of your vehicle while the car title loan is in effect. Plus, the process is much swifter than anything the government is doing.
TIP: Arrive with your car, a clean title, and a state-issued ID or driver's license to qualify even faster.
Keep in mind that you can do most of these things without using gas money to leave your home because there are services available online. For more information about any of them, contact the service provider directly at Southwest Title Loans.
How to Avoid Being Late on Your Rent Again
When you get resources to help with rent during pandemic times, be sure to use them wisely. If you're lucky enough to get more than the amount you need this month, save some for next month. After all, you never know what will happen in the world. None of us expected the COVID-19 pandemic, yet here we are.
Use Resources for Help with Rent During the Pandemic
You don't have to get evicted this month just because the COVID pandemic has made paying your rent impossible. There are several resources in Arizona, and all over, to use when needing help with rent during pandemic, and a few of them are faster than waiting for a paycheck.
Although it is not ideal to have to worry about money, especially during these times, it is the reality many people around the world are living with today. The representatives at Southwest Title Loans are waiting to get you started.