What Is Required To Apply For Glendale, AZ Registration Loans?

If you’re facing an urgent expense and don’t fully own your vehicle, Glendale, AZ registration loans could offer the quick cash you need. Here’s a complete guide to help you apply for registration loans and understand the requirements.

You’ll need your Arizona driver’s license, Arizona motor vehicle registration, an active checking account in your name, and a social security number to get Glendale, AZ registration loans.

These basics will help you make sure you’re ready to apply, but if you ever have any questions about the process, you can feel free to call one of our Southwest Title Loans representatives to clarify during regular business hours. In this article, we’ll take a closer look at each of these requirements and why they’re pivotal in getting you a loan. 

What Are Registration Loans?

First, let’s briefly overview AZ registration loans and how they differ from auto title loans. Registration loans are available exclusively in the state of Arizona and use your vehicle title registration as collateral for a short-term loan, whereas in a title loan, the borrower uses their vehicle title as collateral. This can be useful if you don’t own your car outright (and thus can’t use your car’s title as collateral).

Whatever the case may be, this unique personal borrowing option is an emergency resource that can qualify you for a payment of up to $1,500. The amount you get will be dependent on your credit history, and Southwest Title Loans will run your credit before you’re approved to take out the loan.

Registration Loan Requirements In Glendale, AZ

Here’s a breakdown of exactly what you need to take out a Glendale, AZ registration loan:

• Your Arizona driver’s license or state ID – Of course, any lender needs to verify your identity before approving you to get a loan. This simple requirement confirms your legality and that you are who you claim to be, and that you are 18 years of age or older.

• Your Arizona motor vehicle registration listed in your name – Your registration works as collateral in the context of this loan, so you must have a vehicle registration that’s assigned to you specifically. Naturally, you must have an Arizona motor vehicle registration; otherwise, lenders won’t be able to work with you.

• An active checking account in your name – A significant portion of your approval is dependent on your creditworthiness. Part of that ‘big picture’ thinking is a snapshot of your finances. Proof of an active checking account in your name demonstrates that you have money going in and out.

• A valid Social Security number – Lastly, you’ll need to provide this simple piece of identifying information as a requirement for getting an Arizona registration loan.

When To Consider A Registration Loan

Now that you know exactly what you need for cash loans Arizona, let’s discuss when you might consider this resource. If you’re in a situation where budgeting, earning more money through a side hustle, or leaning on family is an option, it’s usually better to do so to avoid having to borrow money. After all, if you’re still making payments on your car, then you already have financial obligations to consider.

With that caveat out of the way, there are legitimate circumstances wherein you might consider taking out an AZ registration loan. For example, any circumstance where inaction leads to greater expenses or complications is a time to think about Glendale AZ registration loans. After all, overdue payments and fees can work out to be more expensive than getting a loan.

How To Apply For Registration Loans With Southwest Title Loans

Now that you’re familiar with the requirements to get one of these loans, you’re all set to apply. Simply follow these easy steps to get started:

1. Submit an Online Inquiry: Fill out the simple online form to get started.
2. Receive a Call from a Loan Representative: A representative will guide you through the loan process, explaining eligibility and requirements.
3. Visit the nearest Southwest Title Loans Store: Bring the necessary items for a quick in-person verification.
4. Get Your Money: If approved, you can receive your cash as soon as the same day.

Apply For Your Glendale Registration Loan Today!

Ready to secure funds quickly with Glendale, AZ registration loans? Apply online today and let Southwest Title Loans guide you through a fast, simple process to get cash when you need it most.

Now that you’re fully informed about what you need to apply and how the loan functions work, and the registration loan requirements you need, you can consider a Glendale registration loan with confidence. Just complete the form online today to get in touch with a trusted loan associate right away!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.