New Loans  623.266.9163
Payments  623.266.9163
Make a Payment
title loan with unemployment

Can I Get A Title Loan in Arizona with Unemployment Benefits?

Experiencing a loss of income due to unemployment is often the most common reason for considering title loans in Arizona. A job loss can be devastating, on so many levels, to your financial health and more, especially if you do not have an emergency fund to supplement your income. Sometimes unemployment benefits are just not enough. When this happens, it can be overwhelming. Often times resulting in the need for quick cash title loans. The question is, can you get a title loan with unemployment benefits?

The answer is yes. You can get a title loan while receiving unemployment benefits, but a title loan like any other loan, requires payment. While you can get a title loan in Arizona if you are unemployed, the biggest issue is having the funds to make repayment. If you have already used title loans in the past, then you know that a title loan is a short-term loan secured by an asset, typically your vehicle, or more specifically your vehicle title. Defaulting on a title loan can result in the loss of your vehicle, so having the means to make payment is essential. Be sure to read through the title loan agreement before making any financial commitment, to be sure the repayment schedule is manageable.

Obtaining Title Loans in Arizona

If you own a vehicle and have proof of ownership (vehicle title under your name), then a title loan in AZ is a great way to get the cash you need. The requirements needed to obtain title loan approval are simple. If you are at least 18 years of age, and have a valid driver’s license, proof of residency, proof of income, and a vehicle title in your name, then you may have what it takes to qualify for cash today.

Requirements for a Car Title Loan

Car title loan requirements include:

  • Valid driver’s license
  • Proof of income
  • Proof of residency
  • Vehicle title in your name

If you are concerned about proof of income because of unemployment, don’t be. As long as you can provide all required documents, along with proof of your unemployment benefits, you should not have a problem qualifying.

If you are do not have the credit rating required for a traditional loan, you should know that a title loan from a private lender, such as Southwest Title Loans, does not follow the same approval process. Unlike a traditional bank loan, a title loans welcome all credit.

If you are wondering where you can find a Southwest Title Loans location in Arizona, there are several stores located throughout the state. Finding a convenient location should be no problem.

Getting a Title Loan Without a Job

If you are currently unemployed and receiving unemployment benefits, a title loan may be just what you need to handle a financial shortage. Speaking with a title loan representative may help to answer any questions you have regarding this matter. To contact a representative today, simply complete the online request form to receive a call right away. During the call, the representative will confirm the information you provided on the form, and take the time to address your concerns before you proceed.

How A Title Loan Can Offer Relief During This Time

Dealing with a loss of income can be tough. Knowing that you have options may be the only thing can offer you peace of mind during through all of this. Getting extra cash from a title loan lender in Arizona, can help to get your finances back on track, and so much more. Let’s take a look at what a title loan can provide.

Fast Cash Solution

Car title loans can offer a fast cash solution when your finances are suffering from a job loss. With this option, you can address your expenses, such as rent or mortgage payments, utilities, unexpected expenses, and more.

representative going over title loans in Arizona contract

Quick and Simple Process

One reason title loans have become so popular is the quick and simple approval process. By providing just a few simple requirements, and completing an online request form, you can get the process started almost immediately. This can offer you the peace of mind and quick service at a time when you need it most.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.

Arizona Title Loan Association Logo Go-Daddy Logo

Tolleson Store
8363 W Van Buren St, Suite D3
Tolleson, AZ 85353

Mesa Store
1025 S Power Rd, Ste 108
Mesa, AZ 85206

Glendale Store
9284 W Northern Ave, Ste 104
Glendale, AZ 85305

Tempe Store
937 E Broadway Rd, Ste 3
Tempe, AZ 85282

San Tan Valley/Queen Creek Store
530 E Hunt Hwy, Ste 105
San Tan Valley, AZ 85143

North Phoenix/Scottsdale Store
3510 E Bell Rd, Ste 1 & 1A
Phoenix, AZ 85032