How Much Do Funerals Cost In Arizona?

Written By Mason Roberts

Published on July 7, 2022

The question "how much do funerals cost?” circulates in the minds of many as they get older or as they have to organize an unexpected funeral for a loved one. Sadly, it's a difficult question to answer, as no two funerals are alike.

With that said, we'll tell you about the average funeral costs in the state and where to find monetary assistance if you need it.

How Much Do Funerals Cost In Arizona?

Funerals in Arizona can cost over $6,500. However, that often doesn't include the burial vault, memorial service, casket, or clothing. All these extra services can effortlessly add thousands of dollars to the overall price. Take a look at the averages for the state below:

Service	Price Range	Average
Direct cremation	$575 to $2,650	$1,612
Direct burial	$875 to $5,170	$3,022
Full funeral service (does not include casket)	$1,295 to $6,590	$3,942
Transportation of the body to the funeral home	$395 to $700	$547
Embalming	$525 to $700	$612
Body preparation (including bathing, dressing, and casketing)	$225 to $300	$237
Casket	$795 to $5,590	$3,192
Total	$3,235 to $13,830	$8,533

Bear in mind that the averages change depending on your location within Arizona.

How To Pay For A Funeral If You Don't Have A Budget

Now you know how to answer your "how much do funerals cost?” question, it's time to give you a few funding options. Since we know it can be such an expensive event, the state and federal governments offer a bunch of funeral assistance programs to help you afford everything.

1. FEMA Funeral Assistance

FEMA offers monetary funeral assistance for COVID-19-related deaths that occur after January 20, 2020. As you can imagine, you need to meet a few requirements before being eligible. These are as follows:

You're a U.S. citizen, a qualified non-citizen, or a non-citizen national.
The deceased passed away in the United States of America.
The death was due to COVID-19.
You're responsible for the funeral expenses.

Depending on your situation, FEMA may grant you funeral assistance for a variety of expenses, including:

Funeral services
Cremation
Interment
Transfer of remains
Urn or casket
Burial plot
Headstone or grave marker
Mandatory costs necessitated by local or state government ordinances and laws
Transportation of two people to identify the body
Costs for producing death certificates
Funeral ceremony
Funeral home staff and equipment

You can learn more about this program by calling the toll-free number 844-684-6333.

2. Life Insurance Policies

Typically, life insurance comes in two types — whole and term.

Term Life Insurance

It's usually bought for a term of ten to 30 years and is wonderfully affordable. The death benefit protects your family from financial loss when you die. While it doesn't pay directly for the funeral, it covers your family's living expenses for a designated period following your death.

Whole Life Insurance

The benefit and rate do not change, provided you continue to pay the premiums. Plus, whole life insurance policies gain cash value, which can pay for your funeral later.

3. Funeral Advantage

Funeral Advantage is for Arizona-based families looking to protect themselves from high costs. It's a type of final expense insurance that gives your beneficiaries a cash payout upon death.

Amazingly, you don't need to undergo a health exam, so almost everybody qualifies for this coverage. On top of that, your rates stay the same throughout the policy's life, as long as you pay the premiums.

4. Arizona Social Security Office Funeral Help

Arizona's Social Security Office offers a one-time death benefit payout of $255 to people who qualify. It often goes to the children of the deceased or the surviving spouse.

You may get up to $450 in additional burial and cemetery benefits if you're a veteran.

Additionally, crime victims are protected by Arizona's Crime Victim Compensation Program. The family of the victim could get up to $10,000 in burial expenses. Some of it is funded by charges levied against the perpetrator of the crime.

5. Arizona Title Loan

If you don't qualify for any of the programs, you can always get a title loan from Southwest Title Loans. You can borrow up to $15,000 with just a lien-free vehicle title to a car, truck, or van, and a driver's license or another kind of state-issued identification.

man getting loan for funeral

The best part is that you don't need to have a perfect credit score. You can gain approval with a less-than-average score. We use your vehicle's value to determine how much you qualify for.

Get An Arizona Title Loan Now!

Since the answer to your "how much do funerals cost?” question is; a lot of money, submit your Arizona title loan inquiry right now to get up to $15,000.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.