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How You Can Get Immediate Emergency Help With Utility Bills

If you have found yourself in a situation where you need emergency help with utility bills, you are left with a few options here in Arizona. You don’t have to deal with this stressful situation alone as long as you know where to look for the help you need. Of course there are ways for you to lower your energy bill costs, but if you need financial help quickly, you have places to go to get that money. To help you get started, check out the five options, including title loans, below in this simple guide!

How To Get Emergency Help With Utility Bills

1. Get Financial Help From Utility Companies

The first way you can get emergency help with utility bills is through your utility company. Most utility companies offer programs that can help make it easier for you to pay the bills. For example, you can choose to go on a budget plan. In such a case, your total yearly charges will get divided into 12 easy payments, which will allow you to budget for the utility bills rather than adjust how much you use. A lot of utility companies can also offer to spread your unpaid bill out over a few months.

Keep in mind that things like this work if you are usually good at paying your bill and you’ve just run into an issue that is holding you up now. If you are usually late with your bill each month, your utility company might not want to help you as much and may be quick to cause problems. But as long as you stay in contact with the company, make regular payments on your late bill, and try to be on time next time, they won’t cut off your electricity.

woman working on utility bills

2. Qualify For Government Assistance

Check if you’re eligible for one of the state utility assistance programs available in Arizona. You can typically count on assistance if you’re a low-income family, if you participate in other federal benefit programs, or if you meet certain veteran benefits. LIHEAP (Low Income Home Energy Assistance Program), for example, is one of the most well-known federally funded programs that can help pay for heating and cooling bills and even low-cost home improvements that would lower utility bills.

3. Call Local Social Service Agencies And Churches

Social service agencies and churches usually have emergency funds available that can be used to pay utility bills. You can try calling your local churches in Arizona or such organizations like the Salvation Army, Catholic Charities, Love Inc., Urban League, and so on. You can also dial the financial help number 2-1-1. Once you explain the issue you’re dealing with, the operator will direct you to one of the local organizations that can solve your problem.

4. Ask Family Members And Friends For Help

If things get particularly bad for you and you really need emergency help with utility bills now, asking friends and family for help is always an option. Your loved ones are there to help you out when you really need it, all you have to do is ask. Just keep in mind that they might not always be able to help – even if they really want to. This means you should only use this option as a one-time thing. And if they do help, do your absolute best to repay them when you say you will and get all the terms in writing.

5. Apply For Fast Title Loans

Unfortunately, enrolling in an assistance program can take some time. But if you need help right away and you’re not able to wait and ask for financial help from various organizations, then you might want to consider going for fast title loans to get emergency help with utility bills. Title loans are a convenient way to get the money that you need fast. The way this loan works is you use your lien-free vehicle title in your name as collateral to secure up to $15,000.

We here in Southwest Title Loans are willing and able to help you get through the entire process. We are also quick to let you know if you qualify for approval for fast title loans. Just make sure you have a car in good condition, a driver’s license or state-issued photo ID, and the lien-free title in your name to use as collateral. Once you are ready, fill out the online form on our website and we will help you with the rest of the steps.

title loans lower utility bills

Get Emergency Help With Utility Bills Today!

As you can see, there is absolutely no reason why you would have to deal with your utility bills alone if you simply can’t. If you need emergency help with utility bills, all you have to do is try out one of these options right now! The help is right there for you, so don’t hesitate any longer! And if you decide that getting fast title loans is the option for you, remember that we here at Southwest Title Loans are here to help you out. All you have to do to get started on the simple process is fill out the online form.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.

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