Fast Title Loans for Emergency Dental Care with No Money
No one likes going to the dentist, but more than the procedure it is actually the bill that can hurt us. And there is no laughing gas for that! If you need urgent dental care but can’t pay for it all at once, then you might be considering dental financing. But for those with bad credit, getting approved can be difficult, to say the least.
If you need emergency dental care with no money and poor credit history, here are some options, including receiving title loans or installment loans, they can use.
Payday Loans
If you need a short-term loan for your dental care and have a really poor (or non-existent) credit history then you can opt for a payday loan. One advantage of payday loans is that they are unsecured, as in, they do not require any collateral. To get this type of loan, all you need to do, is to provide proof of your latest salary stub along with a blank, postdated check.
Payday loans have a much shorter maturity of 2 or 4 weeks depending on when you get your next paycheck. If you are wondering just how much you can get with a payday loan, the answer is usually a maximum of $1,000.
Installment Loans
If you need a longer period of time to pay back the loan after your dental procedure is done, you can opt for an installment loan. With this type of loan, you will have the option to pay back in installments over 3 months to 3 years in a fixed schedule that you’ll know in advance.
Unlike payday loans, the installment loan lender will have a look at your credit history, even though bad credit is accepted.
Pawn Loans
If you are unemployed and have no regular source of income, then you can get a pawn loan to finance your dental care. The idea behind pawnshop loans is simple; you take a valuable or semi-valuable item to the pawn shop. They will put a monetary value on the item and that will be the loan amount you are eligible for.
Simply put, you’ll get a loan with your item held as collateral. An advantage of pawnshop loans is that there is no application process or credit checks at all.
However, a disadvantage is that if you fail to pay back the pawnbroker might end up selling your item.
Fast Title Loans
If you have a car then one option you can consider is, getting a title loan. The major advantage of title loans is that they are easy to acquire and most lenders ensure same-day payment. Furthermore, you can keep on using your car, so you won’t have to take an Uber to the dentist’s office.
All types of credit, including no credit history at all, works with title loan lenders. Title Loans can also be used when you need urgent cash for emergencies such as hospitalization, sudden car or home repairs, or unexpected travel.
Benefits of Title Loans
Quick and Easy
The main advantage of title loans is that they are easy to acquire and ensure fast payment. With Southwest Title Loans, the whole process is hassle-free and takes just 30 minutes. All you have to do is to fill out an online application. Once your loan has been approved, the cash will be transferred to your account on the same or next day.
At Southwest Title Loans you can get a maximum of $15,000!
Bad Credit Accepted
Another advantage of title loans, is that you do not require a strong credit history. No credit history at all is accepted as well
Keep Driving Your Car
If you get a title loan, you will be free to use your car as long as you keep on making the payments. You will have to ensure that the car is in your name and lien-free, meaning there is no outstanding claim against it.
Easy Payback System
Paying back your title is easy and can be done online. Generally, you will have to pay back in 1 or 2 months.
How to Acquire an Arizona Title Loan Near Me
In order to acquire a title loan, you can either visit a store the old-fashioned way or you can go online. This is the step-by-step process for acquiring Arizona car title loans:
- If you live in the Arizona, go to SouthwestTitleLoans.com
- Go to their website and fill out the online form
- Once you are finished, you will get a call from a representative who will ask you to visit a title loans location near you
- You will have to bring the car’s title and your driver’s license or state issued ID
- The representative will check your car and let you know the loan amount you are eligible for
- Once it is done you will get the amount deposited in your account the same or next day
- The whole process should not take more than 30 minutes after which you can drive off with cash in your bank!
So, if dental work has you in more pain and distress than you thought possible, with the lack of money fueling the fire, get the help you need the same day you need it. Remember, if you do not have the credit needed to finance your treatment, a fast car title loan can help if necessary.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.