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urgent bills need car title loan money

Getting Car Title Loans To Pay For Urgent Bills

Why let your urgent bills overwhelm you when you can get car title loans from Southwest Title Loans to help you out by getting you quick money? All you have to do is follow the quick and easy process to find out if you can qualify for as much as $15,000 to cover your bills immediately!

Our representatives are here to help you, and we work quickly to get you a decision right away. Plus, you can begin the process right online! If you want to learn more about our loans, keep reading this article right now!

How Do Car Title Loans Work?

A car title loan is a secured loan that uses your lien-free title as collateral to qualify for a lump sum of money. As the name suggests, the asset you’ll provide in this case is your car title. More specifically, it must be a ‘clear’ or ‘lien-free’ title – which means it is free from any outstanding loans or judgments against it. Simply put, that title must show that you own the vehicle and are finished paying it off. Plus, your title must be in your name to qualify for this loan as well.

Getting this loan can put as much as $15,000 in your hands, depending on the car's condition and resale value. If you are approved, you’ll receive the money and keep your car to continue using it as usual. Remember, the title serves as collateral, not the car itself. This means we only put a lien on the title and hold onto it throughout your loan. Once you’ve settled all payments, we’ll remove the lien and return your title to you.

person looking at their urgent bills

What Steps Are Taken To Determine My Car’s Value?

As we said, the exact amount of money that you can qualify to borrow if you are approved will depend on your car’s value and condition. After completing a quick inspection, the loan representative can assess your car’s value. Then, they’ll let you know how much it’s condition and how much you could qualify to borrow through a car title loan. One of our knowledgeable representatives will take a few moments to determine its value and condition in two ways:

  • Physical inspection: First, they’ll inspect your car’s physical condition. They’ll search for signs of damage and wear, among other things.
  • Nationally recognized pricing guide: Next, they’ll refer to a nationally recognized pricing guide based on the car’s make, model, and year to determine its current worth.

What Urgent Bills Can You Pay For With One Of These Loans?

You can use the money you get from a car title loan to cover any urgent financial need you have. Paying your urgent bills to prevent late fees and penalties is a perfect example of how this loan can be helpful. Doing so will save you from the problems of late charges, service disruptions, and more. You could solve your emergencies and get back to working on your regular finances right now! Here are some of the most common urgent bills that you might pay off with money through a car title loan:

  1. Medical: Paying off medical bills quickly will allow you to focus on your recovery so you can get back to your regular life as soon as possible.
  2. Utilities: Getting current on all your utilities ensures you’ll avoid additional charges or being disconnected from essential services.
  3. Travel: Family emergencies can happen far away if you live in a different city. Pay for urgent travel to be with your loved ones in their time of need.
  4. Repairs: Urgent home and car repairs can’t wait. Start the work immediately and settle the bill using a car title loan so you can get back on the road as soon as possible.

calendar marked with due date for urgent bills

How Do I Get Started?

Suppose you’re ready to get a car title loan. Well, the good thing is our process at Southwest Title Loans is simple! You only have to go through a few steps so you can find out if you qualify for approval and potentially get the money you need either on the same day or the next bank business day at the latest. So, if you are ready to begin the process, here are the steps you’ll go through to find out if you can get this auto title loan right now:

  • Gather your required items: Firstly, gather the items required we will need to find out if you can get one of these loans. You’ll need the following items:
    • Identification: Your driver’s license or a state-issued photo ID.
    • Title: Your lien-free car title. It must be registered in your name, or you’ll have to visit the DMV to have it transferred to you.
    • Car: You must have your car ready for a quick inspection.
  • Submit the online form: You can start anytime by submitting the online form on our website to the nearest store location with your basic details, including your name, number, and ZIP code.
  • Receive a call: Soon you’ll receive a call from one of our representatives. They’ll go over the required items and set a meeting either at our nearest store or they can come to you.
  • Meet the representative: Bring the required items and meet the representative. They’ll verify your information and inspect your vehicle to determine if you qualify.
  • Find out if approved: If approved, you could be paid as early as the same day or by the next business day. Then, you can use that money to pay off your urgent bills immediately!

Ready To Get Your Car Title Loans? Start Now!

As you can see, car title loans could be the quick financial help you need to settle your urgent bills and avoid penalties for late payments. Southwest Title Loans is always ready to help, all you have to do is take the first step whenever you are ready!

We will be glad to let you know if you qualify for a car title loan and how much we can lend to you. To get started, remember to submit the online form with your information right away!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.

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